Healthcare issues

National Rural Electric Cooperative Association partnered with Teladoc to reach as many rural members as possible and increase healthcare engagement.

Many pharmacy benefit managers promote discounts and drug rebates that may look good on paper, but often provide no transparency of true costs. This can result in employers paying much more than they should.

Many pharmacy benefit managers promote discounts and drug rebates that may look good on paper, but often provide no transparency of true costs. This can result in employers paying much more than they should.

But a recent study finds that despite rising engagement levels making smart healthcare purchase decisions is still a struggle.

Workers are becoming better medical consumers, but could still use help from employers when it comes to understanding some of the finer details, NBGH says.

Some advisers are using this approach to help self-insured employers control costs. But it’s is not without controversy.

This rural-Missouri adviser won deep discounts from local-area providers for the benefit of her self-funded and group captive clients.

Tim Doherty, head of Pinnacle HR Solutions, seeks out employers with a strategic view of health benefits.

Employers should consider a number of major factors, including stop-loss coverage and reimbursement models, before making the move.

Targeting inflated medical costs, the benefits adviser pre-negotiates prices on behalf of its employer clients.