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Healthcare reform

Work remains on NAIC broker bill endorsement

Although the National Association of Insurance Commissioners on July 12 tabled their support of H.R. 1206, a bill that would exclude insurance agents’ compensation from the medical loss ratio equation, “there’s a lot of work still to be done on this issue and we look forward to our continuing work with the NAIC, HHS and Congress to find a suitable solution,” says Brianne Mallaghan, director of communications for The Council of Insurance Agents & Brokers.

By Marli D. Riggs

Report examines impact of state insurance exchanges

State insurance exchanges — mandated to start operating in 2014 to offer one-stop health insurance shopping for individuals and small businesses –could sell up to $60 billion in policies during their first year and nearly $200 billion by 2019, according to estimates from consultancy/research firm PricewaterhouseCoopers.

By Joseph Goedert
Senior Editor
Health Data Management

Tutorial gives guidance on state insurance exchanges

A new report examines how states can create health insurance exchanges, mandated under the Affordable Care Act, to provide Web-based one-stop shopping to individuals and small businesses to compare health benefit plans and purchase coverage. The Center for American Progress, a Washington-based nonpartisan research and educational institute; and the Small Business Majority, a not-for-profit research and advocacy firm, developed the report. It lays out basic principals to consider when creating an exchange, five important decisions that…

By Joseph Goedert
Senior Editor
Health Data Management

Lockton: Nearly 20% of employers may drop health coverage

As controversy continues to brew over the validity of a McKinsey survey finding 30% of respondents would likely drop employee health care coverage in the years following the implementation of health reform’s state exchanges, a survey on the same topic from Lockton reveals a more conservative estimate: nearly one in five employers (18%) say they will consider terminating group coverage.

By Marli D. Riggs

Law seen aiding employer health care market

Fewer Americans are getting medical coverage through their jobs than a decade ago but the 2010 U.S. health care law should help stabilize employer-sponsored insurance, two studies released on Tuesday showed.

Donna Smith
By Donna Smith
Executive Director of Business Development
FAIR Health, Inc.

Benefits Think More ERRP funds may be in the pipeline

The Health and Human Services Department stopped accepting ERRP applications on May 6, and announced nearly half of the $5 billion earmarked for the program had been approved for payout to employers. However, Senators John Kerry, Debbie Stabenow, Richard Blumenthal and Ben Cardin recently introduced a new measure that would infuse another the $5 billion into ERRP.

FSA proponents press lawmakers for changes to PPACA provisions

The Employers Council on Flexible Compensation is fighting to repeal parts of the health care reform law that establish annual caps for flexible spending accounts and require a prescription for over-the-counter medications to be reimbursed under FSAs. It also is pushing for a change to allow for a cash out at the end of the year in place of the use-it-or-lose-it system that dates back to the 1980s.

By Kathleen Koster
Freelance Writer

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