Cindy Bucher

Great expectations

Contributing Editor Cindy Bucher maintains that parents of young employees can be invisible stakeholders in your benefits plan.

Retirement program poses challenges

Last fall, our benefits team received a request from the executive staff: "How can we encourage retirement in 2012? And if we can do it, should we?" We completed our analysis and recommendations, highlighting risks to avoid, best practices and permissible approaches. We never believed we'd actually implement something.

A tale of two premiums

It was the best of times. It was the worst of times. It was the day we announced that those who use tobacco will pay higher health plan premiums than their tobacco-free counterparts.

Is it worth it? Columnist’s first-hand experience yields a countdown of the top 10 absolutes of implementing utilization management

You may remember the two extremes depicted in the 2008 presidential election regarding health care. We heard health care proclaimed as an inalienable "right" of sorts. Politicians would ask their constituents polarizing questions like, "Is health care a right for all Americans?" or, "Is it a privilege to which only the wealthy minority are entitled?," as if these two extremes were the only positions that a health care stakeholder (consumer, provider or carrier) might have on such a complex topic.

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