Healthcare reform

The U.S. Supreme Court on Monday appeared prepared to decide the fate of President Obama's sweeping health care law rather than delaying for years a review of the mandate that Americans buy insurance or pay a penalty.

The Supreme Court heard the first of three days of oral arguments on the constitutionality of the individual mandate provision of the Patient Protection and Affordable Care Act, sparking speculation, analysis and protests throughout Washington, D.C. and the nation.

Employee benefit brokers and advisers are paying close attention to the proceedings as the Supreme Court takes up an historic test of whether health reform is valid under the country's Constitution.

With the Supreme Court tackling constitutional challenges to the Affordable Care Act during oral arguments March 26-28, the Kaiser Family Foundation has published a 10-page primer of the issues and arguments before the court.

The Supreme Court will hear oral arguments on the constitutionality of the Patient Protection and Affordable Care Act — specifically the health care reform law’s individual mandate — starting on Monday and is not expected to rule until as late as June 30. The justices could throw out the entire law or uphold it. They may also issue only a partial ruling, striking down the mandate, for example, or overturning the planned expansion of the Medicaid health program for the poor. Or they could put off a decision until after the law comes into full force in 2014.

The Obama administration began laying out its blueprint last week for accommodating the moral concerns of religious institutions that oppose its policy of requiring free coverage for women's contraceptives through employer-sponsored health plans.

The U.S. Supreme Court said on Friday it will release audio recordings and transcripts of oral arguments in the health care challenge immediately after the March 26-28 sessions, responding to what it called "extraordinary public interest."

The estimated net costs of expanding health care coverage under the Patient Protection and Affordable Care Act have been reduced by $48 billion through 2021, though fewer people would be covered under private insurance plans, a new analysis from the nonpartisan Congressional Budget Office shows.

Anticipating the impact of health care reform, nearly four in 10 health plan members with employee-sponsored insurance say they would shop for coverage through a health insurance exchange if they had the opportunity, according a survey released yesterday.

A large annual survey of consumer satisfaction with health plans finds 41% of members of employer-sponsored insurance plans would shop for coverage through a private health insurance exchange if their employer provided vouchers for purchasing insurance independently.

About 44% of employers believe they will provide employee health benefits through a corporate exchange in the next three to five years, according to a new study.

The Obama administration on Monday released broad new operating rules for state-run health insurance exchanges, which form a key part of the 2010 federal health care reform law that will face landmark Supreme Court hearings in just two weeks.

It’s an appealing proposition, to set a certain price to what you’ll spend on employee’s health care costs. Long gone may be the days of having to wait an entire year to know what your numbers are for this year and basing future strategy on numbers you don’t have. It’s the appeal of an exchange, where employers could release their employees to the winds to choose what kind of coverage they want.

The Obama administration on Monday released broad new operating rules for state-run health insurance exchanges, which form a key part of the 2010 federal health care reform law that will face landmark Supreme Court hearings in just two weeks.

The National Association of Insurance and Financial Advisors Monday praised the Department of Health and Human Services for acknowledging in its final rule “the significant role agents will play in the state health care exchanges.”

The Obama administration on Monday released broad new operating rules for state-run health insurance exchanges, which form a key part of the 2010 federal health care reform law that will face landmark Supreme Court hearings in just two weeks.

Much has been left up in the air around the Patient Protection and Affordable Care Act, with several mandates not yet fully realized because of delays in rules and the possibility of the Supreme Court ruling parts of the law as unconstitutional.

The U.S. Senate narrowly backed a key plank of President Barack Obama's health care law last Thursday by rejecting a sweeping Republican measure that would have allowed employers to opt out of birth control coverage and other services on moral grounds.

In the two years since the Patient Protection and Affordable Care Act's passage the health care industry has seen a flurry of activity. And much of this activity has been around technology innovation related to health insurance exchanges, but there are other technologies in the works as well. Here is a retrospective on the last two years of technology innovation, which also serves as a good indicator of where technology will likely be going in HIT as it may relate to PPACA.

Two years after President Barack Obama signed the Patient Protection and Affordable Care Act into law, the U.S. Supreme Court this month will hear oral arguments on the constitutionality of the individual mandate that requires all individuals who can afford it to buy health insurance. The Court will also determine whether the Medicaid expansion is constitutional, which may affect employers with retiree health care plans. The majority of employers, however, are attuned to the Court's decision on the individual mandate and how much of the law will survive if that provision is found unconstitutional. Whatever the Supreme Court ultimately decides in U.S. Department of Health and Human Services v. Florida, here EBA outlines each potential ruling concerning the constitutionality of the individual mandate and how it affects plan sponsors and advisers alike.