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DC plan sponsors that take pains to secure competitive institutional pricing for their retirement plans investment services to maximize retirement savings for active employees may also have an incentive to do so for retirees.
CareFirst BlueCross BlueShield first learned in May 2014 of malware on an information system that was hacked a month later, according to two health information security consultants. But the Blues plan apparently did not realize the malware was not completely eradicated and the system was hacked a month later.
Most disabilities, on average, can keep an employee out of work for roughly three months, and yet, only about a quarter of employees say they currently have disability insurance.
Its not enough to simply post a summary plan description on an employers intranet to satisfy the ERISA requirement that such information be furnished to plan participants.
Covered Californias Small Employer Health Options Program (SHOP) is growing, but a private-sector competitor to the state-run HIX is growing even faster.
If your retirement plan provider hasnt yet entered the mobile app market, you could be missing out on an important opportunity to educate your 401(k) plan members.
Commentary: This is due in large part to improvements in health care, more ways to accommodate people with disabilities and changes in the workplace itself especially the growing acceptance of telework, says Aetnas Liz Incze.
Employer stock as an investment option in 401(k) accounts is rapidly disappearing but not yet close to extinction.
What happens if the U.S. Supreme Court decides next month to eliminate federal subsidies for as many as 10 million consumers in 37 states and carriers are unable to cover claims based on rates they've already submitted to Healthcare.gov?
Theres plenty of complexity when it comes to determining premiums, and brokers can help clients understand exactly whats in their policy.
Commentary: The employer-based retirement plan model has been full of flaws for years, and this ruling is a step in the right direction.
Highlights of the expected legislation include limiting tax exclusions on employer-provided health insurance to $12,000 for individual coverage and $30,000 for family coverage and dismantling Medicaid expansion under the Affordable Care Act in favor of state grants.
Commentary: Smart brokers provide awesome service, killer expertise and modern technology solutions that can compete with any online platform.
Commentary: A few months ago, two major announcements were made in the retirement plan space that profoundly affected retirement plan sponsors and participants.
The Affordable Care Acts Small Business Health Options Program will not succeed without the broker community, the heads of three state-run exchanges said at a HIX policy conference.
Analysts predict Aetna is planning to acquire another carrier in the near future, likely Humana or Cigna, a move that promises to disrupt the industry.
A new FAQ from the Departments of Labor, Health and Human Services and Treasury offers quite prescriptive guidance on the types of contraceptives plans must offer and pay for, and to whom they must be offered.
Commentary: As the EEOCs proposed regulations for wellness programs remain under review for public comment until mid-June, employers should not feel paralyzed in designing new wellness programs nor compelled to throw out existing ones.
Healthcare.gov runs the risk of offering too many health plan choices and the opportunity exists to be able to make it easier for consumers to compare coverage, the websites CEO, Kevin Counihan, said Monday.
Nearly one year after the U.S. Supreme Courts June, 2014 ruling in the landmark Fifth Third Bancorp v. Dudenhoeffer case, employers that use company stock in their retirement plans are gearing up for changes.
