Insurance

A controversial ballot measure in California is getting national attention from the benefits industry. Here’s what it is and why it matters.

Commentary: The industry is scrambling to keep pace with technology-fueled demands for speedy claims turnover. Aflac’s Laree Daniel explains how customer expectations are molding the industry response.

Although open enrollment for 2015 Obamacare plans opens in just over three weeks, the uninsured remain unclear about the dates and possible financial assistance available.

Employer clients acting as the fiduciary of a benefit plan may often seek the advice of their trusted adviser. ERISA recognizes that need but also disallows the misuse of an expert. So what qualifies as misuse?

Commentary: The migration of employers from defined benefit to defined contribution programs has been the subject of a lot of conversation in the employee benefits industry for the past seven or eight years. The Affordable Care Act has galvanized the industry’s move forward, and the availability of highly advanced technology is likely to accelerate this transition.

With more than one-third of U.S. adults being obese, employer-sponsored weight management programs can play an important role in the effort to get Americans to adopt healthier lifestyles.

The Validation Institute certifies individuals as competent to review, analyze, and produce health program measures. Given the high stakes – millions of dollars in savings – it’s comforting that not just any 11-year-old could pass.

Commentary: What would you do differently if you knew you were going to sell or merge your business with another agency in the next 10 years? EBA Advisory Board member Andy Torelli shares lessons learned.

One of the nation’s premier business groups whose mission is employee health promotion is embroiled in a controversy involving $184 million in contracts awarded by Covered California without competitive bidding.

Well-informed employees make smarter choices and providing the tools needed during open enrollment is essential.

Employers that are considering incorporating wearable fitness devices into their wellness programs are facing important decisions about the cost of those devices, and must also be prepared to allay employees’ concerns about data security.

Commentary: Take this small step now, says consultant Wendy Keneipp, and become the feared competitor in your market.

With mental health and substance abuse disorder services deemed an essential health benefit under the Affordable Care Act, employee assistance program providers are taking on a new role – helping employers and health plans sniff out fraudulent health care activity among substance abuse and mental health treatment facilities.

While pharmacy benefits utilization was roughly the same during the first half of 2014 for individuals enrolled in public health insurance exchanges and traditional insurance market plans, a new analysis shows the utilization of specialty drugs is much higher in the HIX marketplace.

CMS promises better, but brokers expect more disconnected phone calls, incorrect information and a difficult time processing applications for enrollment on Healthcare.gov.

Although the ACA’s excise tax doesn’t go into effect until 2018, employers are already fearful — benefit advisers should be offering ideas and solutions to calm their fears.

For employers fighting to maintain grandfathered status, consultants and benefit managers predict the Affordable Care Act’s ongoing implementation will mean the end of these health plan structures in the near future.

A large majority of workers prefer signing up for benefits online, a PlanSource survey finds.

Commentary: Employers and advisers that embrace the full concept of wellness by implementing programs with these four elements have the ability to improve the physical health of employees and put corporate productivity and profitability back in the black.

Employee purchases have increased $18 billion in the past decade, Unum study finds