Private assets in defined contribution plans could top $1T by 2030
A Deloitte analysis shows that alternative allocations — to private equity, private credit and other vehicles — in DC plans could grow quickly.
Investments
3 issues shaping the future of retirement planning: Morningstar
The focus of retirement planning is shifting, according to Morningstar experts, moving away from simple saving toward bespoke decumulation strategies and guaranteed lifetime income solutions.
J.P. Morgan finds critical flaw in fixed retirement withdrawal strategies
Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.
Vanguard and TIAA launch guaranteed lifetime income solution for 401(k)s
Vanguard and TIAA's collaboration embeds guaranteed lifetime income directly into workplace savings plans.
Rising family obligations threaten retirement security for Gen X
A new study finds many Americans are risking their own retirement security and health to support family members — with Gen X workers most at risk.
Balancing budget constraints with benefit needs: Lyra’s guide for leaders
There are free and low-cost ways to address persistent stress within the workforce.
Employees are turning 65 with no plans to retire: What this means for benefits
More than a third of employees plans to postpone their retirement. What can benefit managers do to ease this transition?
CEOs consider slashing benefit budgets amid tariff concerns
A historic decline in CEO confidence reveals that leaders will be looking to cut costs and slow hiring to address economic uncertainty.
More financially secure women spotlight L&A sales gap
Females may be holding the purse strings for $30 trillion by 2030, representing more than four times the investable assets they controlled just a decade ago.
Efficiency and cost-cutting will define tech budgets in 2025
Reducing inefficiencies in HR processes and cutting spending will be the main drivers of HR technology spending.
Fidelity’s client-cash plans draw industry ire
Starting next year, all of its existing RIA non-retirement clients' cash balances will be moved from higher-yield money market funds to FCASH — a lower-yield cash management product.
401(k) fees are lower but still hard to understand. Planners can help
A government watchdog reports that Labor Department regulations haven't made much of an impact on the levels of disclosure and comprehension.
‘FIRE’ ETFs catering to retire-early strivers make their debut
Two new ETFs, the FIRE Funds Wealth Builder ETF (FIRS) and FIRE Funds Income Target ETF (FIRI), cater to the growing FIRE movement.
Goldman study emphasizes the power of a retirement plan
The Goldman Sachs 2024 Retirement Survey & Insights Report found that while competing priorities affected workers' ability to save, having a plan in place helped clarify goals and the grit required to meet them.
BlackRock cuts backing for climate shareholder proposals
BlackRock reduced its support for shareholder proposals on environmental and social issues for a third year.
Falling inflation figures could mean an even smaller Social Security COLA in 2025
The next few weeks will be critical as the COLA is determined on the average inflation rate in the third quarter — July, August and September — versus the average third-quarter inflation a year ago.
Communication is essential for making ESG impactful
Paycor's CHRO shares how making small moves and keeping open communication can catapult ESG efforts.
What it means to be a chief sustainability officer
A former CSO shares her experience with the role, as well as predictions for what the future could hold for corporate sustainability.
Climate change is already worsening employee health. Are employers prepared?
Climate change is already responsible for over $800 billion in healthcare costs, and employers are likely already feeling the loss.
A sustainability toolkit for your workplace
Small and large efforts, and a spirit of collaboration, can make a difference in reducing the impact of climate change.
