Retirement benefits

The U.S. Supreme Court sidestepped a clash over Houston’s practice of providing benefits to the same-sex spouses of city employees, leaving intact a Texas Supreme Court decision that calls the city’s policy into question.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

There are several provisions in the upper chamber’s text that alter existing tax treatment, and experts predict those elements will win out in final law.

Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.

Workers can improve the odds of getting bigger Social Security benefits after they retire by asking for a salary raise from their employer.

Though the tax legislation is mostly praised for leaving 401(k)s unscathed, new pass-through deduction could impact whether some small businesses offer the benefit.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.

Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.

One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.

As of now, 401(k) plans and IRAs won’t be changed, which is good news for employers and employees, but anything could happen, experts say.

A choice-based structure makes it easy for employees to feel empowered to save, says 2017 Retirement Adviser of the Year Bob Judd.

Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.

Retirees should ensure that they take their first required minimum distribution from their tax-deferred retirement account in the year they reach 70 1/2 or face a 50% penalty.

Not all workplace perks are equal, but there are some that are extremely popular among employees, according to Glassdoor research.

The digital payments platform is partnering with micro-investing app Acorn to help employees manage investments.

More small employers are embracing the retirement option for employees.

With employees now seeking targeted, personalized options, employers should turn to solutions such as medical opinion and decision-support services.

Employers who teach workers about money matters can profit from increased employee satisfaction and productivity levels.

In September, the inflation rate was 2.23%, slightly higher than the proposed Social Security increase. So realistically, recipients "will not be better off at all."

It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.