Retirement benefits

San Jose’s BlackBag Technologies has to compete with big tech firms to attract talent. But it’s finding its way with paid medical coverage and a remote work strategy.

San Jose’s BlackBag Technologies has to compete with big tech firms to attract talent. But it’s finding its way with paid medical coverage and a remote work strategy.

Even if employers’ concerns are exaggerated, fear of fiduciary responsibility keeps them from offering lifetime income products.

Cuts in Medicaid could prove disastrous for low-income retirees who rely on the program for nursing home care, experts say.

Consolidating retirement accounts using auto-portability can protect data.

An Aflac executive shares tips for helping clients develop benefit packages workers will love.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.

Employer clients should consider adopting voluntary benefits — such as automated savings programs and employee purchase programs — to help employees better manage expenses.

Facing a difficult math problem of planning for retirement, advocates are exploring a path to lifetime income without traditional annuities.