Retirement plan menu design continues to evolve
Plan sponsors must continue to offer automatic plan features and do a better job of vetting target-date funds.
Retirement income
Benefits Think Less is more when designing a 401(k) plan
With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.
Don Stone
Pavilion Advisory Group
Transferring IRA money to a health savings account
The amount that can be transferred is equivalent to the HSA's annual contribution limit, which is $3,400 for singles and $6,750 for couples.
Older workers want to retire later — but employers aren’t helping them do so
Companies need to do a better job of offering opportunities, such as flexible work arrangements, to employees who want to stay on the job longer.
Older workers want to retire later — but employers aren’t helping them do so
Companies need to do a better job of offering opportunities, such as flexible work arrangements, to employees who want to stay on the job longer.
Challenging conventional wisdom on target date fund design
Ron Surz, president of Target Date Solutions, sounds off on the TDF index he created and the fiduciary obligations plan sponsors face in retirement plan fund selection.
How retirement investing by 20-somethings has changed over years
Young savers from decades past focused more on company stocks compared to their counterparts of today.
How retirement investing by 20-somethings has changed over years
Young savers from decades past focused more on company stocks compared to their counterparts of today.
Why workers may want to contribute to their child’s retirement
Recent graduates tend to be in a low tax bracket early in their careers when it pays for them to save as much as they can in a Roth IRA or Roth 401(k), writes an industry expert.
Why clients may want to contribute to their child’s retirement
Recent graduates tend to be in a low tax bracket early in their careers when it pays for them to save as much as they can in a Roth IRA or Roth 401(k), writes an industry expert.
Americans keep crushing it with their 401(k)s
The stock market is fueling all-time highs in retirement account balances, with the average IRA breaking into the six figures.
Public pension returns barely broke even in fiscal 2016
Public pension fund investments returned only 0.6% on average in fiscal 2016,
A benefit that helps employees save money? There’s an app for that
Six in 10 Americans have less than $500 in their savings account. Shuttle’s new Savings Assistance aims to fix that.
Benefits Think How employers know if they’re getting good investment advice
Guidance is sound if it’s coming from a fiduciary, fits the corporate culture and is comprehensive.
Robert C. Lawton
Lawton Retirement Plan Consultants
Are millennial ‘super savers’ changing retirement?
More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.
Retirement income strategies for next bear market
Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
Retirement income strategies for next bear market
Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.
Are millennial ‘super savers’ changing retirement?
More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.
Benefits Think 5 ways to maximize clients’ retirement plans
Advisers need to view themselves as more than just the overseers of plan compliance and administration and step up as the champions of a competitive organization.
Jess DeGabriele
LHD Retirement
U.S. falling behind other countries in retirement security
Factors such as increased longevity, income inequality and pension-fund shortfalls have caused Americans to be in a worse position for their post-work years.
