Unified Trust takes fiduciary role seriously with 401(k) rollovers
The Kentucky firm wants plan sponsors and participants to better understand their retirement options.
Retirement income
10 biggest 401(k) misconceptions
Employees have some simple but significant false ideas about their retirement plans. And employers need to do a better job addressing them during education sessions.
Benefits Think Do Roth 401(k)s have the edge over pre-tax 401(k)s?
Employees will have more money in retirement if they contribute to the right savings account.
Robert C. Lawton
Lawton Retirement Plan Consultants
Unified Trust takes fiduciary role seriously with 401(k) rollovers
The Kentucky firm wants plan sponsors and participants to better understand their retirement options.
Americans’ retirement benefits have been slashed by a quarter
Americans are more worried about retirement, and they're getting less help saving for it.
IBM aims to tackle employees’ financial stress
The company helps workers with money matters including retirement and estate planning, debt management, college savings and investment strategies.
IBM aims to tackle employees’ financial stress
The company helps workers with money matters including retirement and estate planning, debt management, college savings and investment strategies.
Benefits Think Rising healthcare costs necessitate healthy retirement-saving habits
With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think Rising healthcare costs necessitate healthy retirement-saving habits
With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Working past 70: Americans can’t seem to retire
More and more Americans are spending their golden years on the job.
General Mills to freeze U.S. pension plans
Changes in interest rates, healthcare costs and investment returns have spurred the company to make the move beginning in 2028.
How rising healthcare costs are changing the retirement landscape
With nearly half of retirees saying medical costs is their biggest concern, employers are beefing up voluntary benefits and promoting HSAs to help employees prepare for their post-work years.
How rising healthcare costs are changing the retirement landscape
With nearly half of retirees saying medical costs is their biggest concern, employers are beefing up voluntary benefits and promoting HSAs to help employees prepare for their post-work years.
Automation making a big difference in millennials’ retirement plans
Younger workers are closing the savings gap due to design features and qualified default investment alternatives like target-date funds or managed accounts.
Women lag in 401(k) account savings
Female employees are ill-prepared for retirement — roughly one-third less than their male coworkers — but employers can help close the gap.
Automation making a big difference in millennials’ retirement plans
Younger workers are closing the savings gap due to design features and qualified default investment alternatives like target-date funds or managed accounts.
UPS to freeze pensions for 70,000 nonunion workers to cut costs
UPS will freeze a pension plan because of escalating costs and volatility in determining future payments, replacing it with a different retirement benefit.
Benefits Think How employers can evaluate a 401(k) investment adviser
The best retirement providers should sign on to a plan as a fiduciary, provide a complete menu of services and have a clean background.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Low-cost 401(k) plan investment can deliver high gains
Participants may benefit from putting more dollars towards their plan account balance and fewer towards fees.
Nathan Voris
Schwab Retirement Plan Services
Unrealistic expectations muddy employee retirement planning
A new survey finds that millennials are especially vulnerable to false hopes and wishful thinking about post-work life.
