Retirement planning

Plan sponsors should refocus the end-of-work conversation by providing employees education and access to lifetime income products, says TIAA managing director David Ray.

The legislation aims to improve security with increased access to lifetime income and simplify plan procedures for plan sponsors.

Advisers should help employers to reduce eligibility times and consider using gamification to communicate the benefit.

The benefits update is part of a $250 million investment initiative in the wake of the new tax reform bill.

Employers should make enrollment automatic and easy, reduce eligibility times and consider using gamification to communicate the benefit.

Driven by a strong stock market, a select group of Fortune 1000 companies saw modest growth, finds Willis Towers Watson.

U.S. financial firms plan to expand a secretive project protecting bank accounts against crippling cyber attacks so that it will also guard trillions of dollars in investment funds.

Many employees with access to Roth IRAs or designated Roth accounts in their 401(k), 403(b) or 457 savings plans are not taking advantage of them.

Driven by a strong stock market, a select group of Fortune 1000 companies saw modest growth, finds Willis Towers Watson.

Workers may want to opt for a fund that follows small companies as they will benefit from a lower corporate tax rate under the new tax law.

Employers are looking for a partner who is knowledgeable about regulatory changes, will focus on improving 401(k) performance and will help minimize costs.

A pension expert from the Netherlands says that the U.S. retirement system sets a bad example in securing the golden years of its workforce.

Seniors who are 70 1/2 and older should ensure that they take their first required minimum distribution from tax-deferred retirement accounts by Dec. 29.

Zenefits’ exit, new HSA regulations, financial wellbeing programs and Congress’ attempt to replace the ACA were the top stories of Employee Benefit Adviser this year.

Employees should refrain from cosigning their child's student loan, as Social Security could garnish their retirement benefits if the child defaults on the loan payments.

Understanding participant needs means having the courage to directly ask what topics are the most pressing, and then address them.

Many claims filed by former employees have a very low chance of success, but that does not eliminate the need for the employer to put in the time and money to fight them.

Nearly a year after 401(k) participants accused the plan’s fiduciaries of breaching their fiduciary duty by not searching for lower cost investment options, a judge dismissed the complaint.

Retirement advisers can protect their book of business by redefining their service model and partnering with specialists.

Plan participants should review a full market cycle, index efficient asset classes and eliminate closet indexers.