401(k)

Borrowing against a retirement plan can be a double-edged sword.

These employers offer plans that pay as much as $6.52 per hour in contributions.

When searching for the right plan, it is important that retirees assume their health will one day change.

Retirees often only take distributions when they are forced to do so because of the IRS’ RMD rules, an expert says.

With most workers unable to cover a short-term financial emergency, benefits experts have some ideas for how employers can encourage contributions to rainy-day funds.

To build their wealth, retirement savers are advised to take advantage of tax-advantaged plans including 401(k)s and IRAs.

Employees who experience a financial setback when they are preparing to retire are advised to stick to the budget and cut spending.

Workers often believe current debt prevents them from sparing any dollars for the future.

Workers often believe current debt prevents them from sparing any dollars for the future.

The program would be voluntary for anyone working at least 20 hours a week and automatically withhold at least 3% of a paycheck.