Advisers Latest

In the constantly changing health insurance business, the only way to stay ahead of the competition is to reinvest in your company, your employees and your technology. That’s what Sparks, Md.-based Kelly & Associates Insurance Group has been doing. What can smaller firms learn from Kelly and why is the continual reinvestment so important?

More than half of the nation approves of the Supreme Court ruling in King v. Burwell that subsides on the federal health care exchange can be legally issued to consumers.

President Barack Obama asked the U.S. Senate to confirm Andy Slavitt as the administrator of the Centers for Medicare & Medicaid Services.

Commentary: The California labor commissioner recently ruled that a San Francisco driver is an employee, not an independent contractor. While the ruling applies to only one driver, it is one of a growing number of decisions that may have far-reaching implications.

To stay abreast of private exchange trends, advisers, employers, insurers and other legal and industry experts will share their insights about private exchanges at this year’s EBA/EBN Private Healthcare Exchanges conference in downtown Chicago, July 23-24.

Pent-up demand for various medical services has been identified among newer public exchange enrollees who deferred or avoided treatment because of financial constraints resulting from a lack of health insurance, notes the first in a series of research papers on so called preference-sensitive services.

Advisers who excel in the vision field do the best job of making the connection between vision and medical plans, some experts say. Shannon Enders, a founding partner at Lakeshore Employee Benefits in Norton Shores, Mich., says when he brings the idea of connecting vision and health data to clients’ attention, “they quickly become very interested.”

Commentary: Delivering fee disclosure notices to both plan sponsors and plan participants has helped some plan sponsors to lower their costs, but the various fee disclosures are still difficult for many to understand. With such a national focus on fees, some plan sponsors have taken the opportunity to review and rethink how they handle plan fees.

Commentary: Columnist Nelson Griswold discusses why sophisticated employee benefit advisers are increasingly discussing self-funding of the health plan with mid-size employers.

Narrow-network restrictions help health insurance carriers participating in public exchanges limit their exposure to adverse selection and better manage the cost of patient care, but they’re also an annoyance for health care exchange enrollees who want unencumbered access to doctors and hospitals.