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The younger the customer, the more they will want a guaranteed income after retirement is the first takeaway for insurers from a Prudential survey about retirement planning.
October 27 -
With responsibility comes opportunity . . . when we take on more responsibility for the way we live our lives and the health care choices we make, we earn opportunities for a better life. How? Choose to live a healthy lifestyle. Eat righ, check out Dr. Gundry on Google for some good advice. Get enough sleep, always easier said than done, but so worth the effort. Workout, find a cardio routine that you enjoy and do
October 27
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The culmination of years of consolidation among health insurers is restricting competition in four out of five metropolitan areas in the United States, new analysis from the American Medical Association finds.
October 26 -
As the Thanksgiving holiday rapidly approaches, perhaps we could take a moment out of our day to reflect on gratitude. This means appreciating the clients that we already have. Further, we should respect those who are being appropriately serviced by another adviser enough to abstain from unethical means to obtain their business for ourselves. Perhaps it seems that these clients are there for the taking, but if we ignore the ethical considerations, we have failed not
October 26
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Budget woes are hitting public sector employers hard and the effects are going to be felt in their employee benefits programs. That's according to a new survey conducted by Colonial Life & Accident Insurance Company with members of the International Public Management Association for Human Resources last month.
October 25 -
Mercer recently surveyed employers about their responses to health reform provisions that were effective in 2011 and their attitudes toward requirements that won’t kick in until 2014 or later. The area that provided the most intriguing results involved eligibility. A year ago, when asked what actions they were likely to take in 2014 when benefits must be made available to employees working 30 or more hours per week, employers seemed more inclined to bite the
October 25
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Massachusetts Life Insurance Co. (MassMutual) has launched a new "Why Life Insurance?" consumer awareness program on Facebook designed to get families thinking and talking about their financial futures.
October 24 -
As I discuss market trends with my peers around the country, PEOs are a consistent topic of discussion. Its one of those issues where everyone seems to have an opinion about their potential relevance and impact on the benefits adviser community. I realize that it depends on your locale and whether any PEOs are willing to partner and distribute their services through an adviser network. Clearly some organizations are exclusionary and represent direct competition to
October 24
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Here's a recent roundup of industry accomplishments. Check to see if a colleague is mentioned this week.
October 20