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Embracing flexibility, innovation and efficiency are key to a sustainable employee population.

Even with the money to retire early, FIRE clients often face unexpected challenges around mindset, more than finances.

By investing in the right tools, leaders can prevent employees from making long-term damage to their financial future.

The Congressional Budget Office estimates that about 750,000 employees will be furloughed at a cost per day of $400 million in lost compensation.

This is the latest move by pharmacy benefit managers to deal with the surging demand for weight-loss medicine.

By helping employees develop healthier lifestyle habits, employers can see a reduction in cost while improving people's lives.

Self-funding, network steerage and gap funding require advisers willing to step out of cruise control and into a more consultative, engaged role.

Customized drug plans, leveraging technology and onsite clinics are all potential solutions for organizations hoping to save on spending.

Direct communication strategies give leaders insight, while fostering professional growth.

Advisers can do a better job equipping employees with the knowledge they need to make better benefit choices.