25 worst cities for retirement
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One of the biggest questions employees ask themselves before they retire is how they can make their retirement dollars last longer. Moving to a city with a better cost of living can allow retirees to still live the good life without costing them all of their savings. Likewise, avoiding a city with high costs of living is just as important. Some regions of the country are more expensive than others, many of them situated along the West and East coasts of the U.S.

WalletHub, an online personal finance site, researched the Best & Worst Places to Retire by comparing 46 metrics across more than 180 cities, including cost of healthcare, affordability, things to do and quality of life.

Four key dimensions were measured: affordability (including taxpayer-friendliness and adjusted cost of living); activities (theaters per capita and recreation-friendliness); quality of life (including age-friendly community and mild weather) and healthcare (including care facilities per capita and suicide rate for elders). Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for retirement.

Here are the 25 worst cities for retirement, based on WalletHub’s research. (Check out the 25 best cities for retirement here.)
25. Detroit
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Total score: 42.94
Affordability rank: 94
Activities rank: 86
Quality of life rank: 178
Healthcare rank: 148
24. Oceanside, California
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Total score: 42.92
Affordability rank: 152
Activities rank: 127
Quality of life rank: 24
Healthcare rank: 106
23. Yonkers, New York
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Total score: 42.66
Affordability rank: 180
Activities rank: 43
Quality of life rank: 61
Healthcare rank: 64
22. Burlington, Vermont
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Total score: 42.56
Affordability rank: 176
Activities rank: 52
Quality of life rank: 129
Healthcare rank: 16
21. Fort Wayne, Indiana
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Total score: 42.40
Affordability rank: 89
Activities rank: 160
Quality of life rank: 146
Healthcare rank: 138
20. Chula Vista, California
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Total score: 42.39
Affordability rank: 152
Activities rank: 165
Quality of life rank: 18
Healthcare rank: 102
19. Fort Smith, Arkansas
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Total score: 42.38
Affordability rank: 42
Activities rank: 168
Quality of life rank: 168
Healthcare rank: 169
18. Oxnard, California
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Total score: 42.07
Affordability rank: 138
Activities rank: 164
Quality of life rank: 66
Healthcare rank: 145
17. Fontana, California
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Total score: 41.48
Affordability rank: 126
Activities rank: 167
Quality of life rank: 123
Healthcare rank: 156
16. Rancho Cucamonga, California
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Total score: 41.33
Affordability rank: 140
Activities rank: 146
Quality of life rank: 90
Healthcare rank: 137
15. Riverside, California
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Total score: 41.03
Affordability rank: 124
Activities rank: 162
Quality of life rank: 116
Healthcare rank: 127
14. San Bernardino, California
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Total score: 40.86
Affordability rank: 99
Activities rank: 115
Quality of life rank: 174
Healthcare rank: 162
13. Worcester, Massachusetts
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Total score: 40.83
Affordability rank: 141
Activities rank: 116
Quality of life rank: 162
Healthcare rank: 87
12. Wichita, Kansas
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Total score: 40.75
Affordability rank: 125
Activities rank: 136
Quality of life rank: 169
Healthcare rank: 130
11. New Haven, Connecticut
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Total score: 40.58
Affordability rank: 163
Activities rank: 74
Quality of life rank: 154
Healthcare rank: 83
10. Fresno, California
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Total score: 40.54
Affordability rank: 98
Activities rank: 177
Quality of life rank: 144
Healthcare rank: 151
9. Modesto, California
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Total score: 39.99
Affordability rank: 104
Activities rank: 182
Quality of life rank: 132
Healthcare rank: 168
8. Jersey City, New Jersey
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Total score: 39.19
Affordability rank: 175
Activities rank: 102
Quality of life rank: 60
Healthcare rank: 120
7. Bakersfield, California
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Total score: 38.40
Affordability rank: 96
Activities rank: 178
Quality of life rank: 131
Healthcare rank: 182
6. Providence, Rhode Island
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Total score: 37.38
Affordability rank: 168
Activities rank: 53
Quality of life rank: 177
Healthcare rank: 150
5. Stockton, California
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Total score: 36.40
Affordability rank: 112
Activities rank: 179
Quality of life rank: 166
Healthcare rank: 174
4. Baltimore
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Total score: 35.84
Affordability rank: 148
Activities rank: 66
Quality of life rank: 182
Healthcare rank: 163
3. Warwick, Rhode Island
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Total score: 35.71
Affordability rank: 168
Activities rank: 123
Quality of life rank: 159
Healthcare rank: 152
2. Bridgeport, Connecticut
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Total score: 34.83
Affordability rank: 181
Activities rank: 151
Quality of life rank: 133
Healthcare rank: 88
1. Newark, New Jersey
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Total score: 33.86
Affordability rank: 174
Activities rank: 78
Quality of life rank: 172
Healthcare rank: 171