A recent Aflac survey of 1,000 working Americans suggests there will be increased opportunities for brokers and advisers to sell
For example, one-third of the respondents are not offered
Also, while 77% prefer no coverage restrictions, only 12% have all their
Ron Agypt, Aflac’s vice president of market development and broker sales in the U.S., recently noted that the voluntary market is poised to fill any coverage gaps resulting from compliance with the Patient Protection and Affordable Care Act, which the National Association of Dental Plans says could eliminate 15% of employer-sponsored dental coverage.
He went on to say that mounting concern over broker commissions related to new medical loss ratio requirements is driving a holistic or well-rounded approach to benefits delivery for which voluntary products add a layer of financial protection for employees and their families.
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