Banco Popular de Puerto Rico

Commentary: What we can do to support them, make them feel more welcome in our company culture and help strengthen our own company in the process.

Commentary: Adviser David C. Smith says he’s seen “a handful of imaginative approaches that all fail to satisfy the IRS’s prohibition” on standalone Health Reimbursement Arrangements.

Commentary: The consequences of moving away from simpler, less sophisticated mortality improvement scales that change infrequently in favor of scales that depend heavily on recent data.

Commentary: Everyone expects to hear from you at open enrollment, but what about the other 11¾ months of the year?

Commentary: For the employer, the need to retain employees is strong and absorbing additional cost in the benefit plan will have strong short-term consideration.

Commentary: Be on the lookout for NextAgency, an enrollment and administration firm with benefit adviser interests in mind.

Commentary: To avoid turning employers off, focus on the “1%,” the essence of the client’s message, says John Graham.

Commentary: Adviser Jerry Kalish details a list of welfare benefits subject to ERISA that fall outside of health care reform.

Commentary: Rookie adviser Brian Murphy makes the connection between carriers’ package proposals and the opportunity to market multiple lines of coverage to the client.

Commentary: While illiteracy is a source of embarrassment for people,” innumeracy” is often a source of pride. A significant number of people believe the lottery is their best strategy for accumulating a substantial nest egg, and this is a problem, says The Principal’s Aaron Friedman.