Benefit broker compensation problems, an existing health law and a tough exchange board have forced advisers in this state to take a backseat to the implementation of Obamacare.

The challenges faced by plan sponsors as they design, update and execute their 403(b) plan documents are sometimes left undiscovered until they are identified under audit.

Workers who travel out of their state or country of hire to perform work on behalf of their employers create liability exposures, due to complex laws, administrative rules and regulations that deal with workplace injuries and diseases across the U.S. and abroad.

Running out of money in retirement trumps other stress-inducing pressures such as public speaking and gaining weight for affluent Americans. But despite the prospect of not having enough money to live on later in life, many are unwilling to cut spending on indulgences now in order to invest for retirement .

If your wellness program consists of a health risk assessment and nothing else, you may be missing the bigger picture. While the tools can yield important information, they may ignore broader factors in employees’ lives that are influencing the unhealthy behavior.

With interest rates near record lows, employers are increasingly seeking new retirement investment options for their employee participants. Advisers should be prepared to discuss absolute return assets, industry experts say.

Commentary: Blogger Aaron Friedman discusses how benefit advisers can counsel employer clients on switching up 403(b) plan communication.

As states across the country take steps to address the financial needs of retiring workers, Illinois lawmakers are considering a new bill that would establish a retirement savings program for private sector employees that will be funded through automatic payroll deductions.

Evidence shows that more insurers bring down premiums on the ACA exchanges, which could ease conversations benefit brokers have with the uninsured about affordability of coverage.

Although there is presently no law against workplace bullying in the United States, a business with offices and employers abroad would do well to take note of the growth of legislation prohibiting this conduct and imposing liability abroad.

Final regulations implementing the ACA’s nondiscrimination rules for wellness programs became effective in January, but many employers are still unclear about how the regulations have changed. The changes are subtle, but noncompliance can carry heavy penalties.

Commentary: There are some misconceptions about a particular rising-star voluntary product and blogger Sam Fleet breaks them down.

The Internal Revenue Service has threatened employers with Affordable Care Act penalties of $36,500 per employee, per year, nondeductible. Makes those $2,000 and $3,000 penalties look like small potatoes, right?

Public sector employers in Oklahoma are one step closer to creating a defined contribution retirement plan for workers with the passage of House Bill 2630, also known as the Retirement Freedom Act. The bill was approved this week by a majority in the state’s House of Representatives.

A recent revenue ruling from the Treasury Department and the IRS eases the administrative burden for 401(k) plan sponsors wanting to accept rollovers from other employers’ plans, but the fiduciary risk posed by inactive accounts still remains.

In follow-up to two broker-friendly bills introduced in late March, a group of five U.S. Democratic senators are asking the agency again for changes that will help ACA-certified agents better enroll consumers.

UBA’s chief executive officer Thomas Mangan has left his position with the industry group to serve as president of employee benefits for the Market Financial Group.

Three of the top five employee-reward issues employers faced in 2008 remain consistent with current challenges, a recent Mercer survey reveals.

The life insurance and annuities market continues to grow, but advisers hoping to capitalize on that will first need to meet the challenges of a diversifying U.S. population.

While certain health and wellness campaigns lend themselves to gender-specific messaging – mammograms or prostate cancer, for example – positioning health and benefits communication to male and female employees differently isn’t commonplace.