Many employees expect to collect more than they actually will, which can prompt them to retire and file for benefits early and, in turn, reduce their actual payouts.

Whether the broker acts as a fiduciary making a recommendation will depend upon the circumstances of the particular recommendation and their client.

Many pharmacy benefit managers promote discounts and drug rebates that may look good on paper, but often provide no transparency of true costs. This can result in employers paying much more than they should.

The vendor’s Dayforce timekeeping features are said to be well suited to clients with an hourly workforce.

Foreign hackers are learning that $5.3 trillion of retirement plan assets are ready for the taking, leaving plan sponsors and participants susceptible to theft.

Concerns over privacy and reimbursement programs have cast a shadow on these popular and beneficial programs.

Often overlooked, the benefit could provide much-needed relief to employees who need income replacement.

Employers who are considering the switch without talking to an adviser languish over the decision up to 24 months, while those working with a professional complete the process within a year.

Brokers can use advanced data analytics to drive partnerships with self-insured employers, says Advanced Plan for Health’s Neil Godbey.

The knowledge that employers are paying claims can dramatically change employees’ entire outlook on health benefits and total compensation, says CBIZ's Zack Pace.

Adviser Paula Beersdorf offers employers different routes to becoming self-insured.

Adviser Kimberly Eckelbarger shows clients how to increase earnings by right-sizing their health plans.

DOL regulations provide certain welfare plans relief from the annual review requirement, but non-compliance for applicable employers can come with hefty fees.

At a broker conference, Senate Majority Leader Mitch McConnell and Democratic Whip Steny Hoyer give the impression that the internecine battle over healthcare is over for 2018.

Keystone Insurers’ Billy Bridwell helps clients think differently about their benefits programs.

Advisers need to put clients and prospects at the center of their online conversations.

These megadeals have the potential to restructure the industry and wring out some of its most egregious inefficiencies.

But a recent study finds that despite rising engagement levels making smart healthcare purchase decisions is still a struggle.

New rules recognize the fact that commission-based transaction services can be the most cost effective way for Main Street investors to receive financial advice.

Many participants are hesitant to exercise the benefit for fear of making a mistake. Here’s how plan sponsors can alleviate these fears and encourage engagement.