Key to cost containment lies in partnering with transparent PBMs, a more thoughtful approach to prescribing GLP-1s and encouraging the uptake of biosimilars.

With affordability and confusion serving as key barriers, benefits leaders can adopt design-led strategies that prioritize the user experience.

When helping educate clients, be sure to recommend farm-fresh and homegrown fare, intermittent fasting, reduced sugar and plenty of live cultures.

Debate over healthcare issues often spills into the workplace, shaping both employer decision-making and employees' sense of confidence in their benefits.

Brown & Brown's Erika Illiano suggests finding the right decision-support tool and constructing a compelling narrative around various coverage options.

Access to claims data enables plan sponsors to identify cost drivers, assess the impact of formulary decisions and negotiate better contract terms with PBMs.

Even the smallest gestures can make an enormous difference in helping build incredible and lasting bonds with the corporate HR teams you advise.

Self-funding, network steerage and gap funding require advisers willing to step out of cruise control and into a more consultative, engaged role.

Advisers can do a better job equipping employees with the knowledge they need to make better benefit choices.

Just as hidden fees became the hallmark issue in 401(k) fiduciary litigation, shared savings is quickly becoming the next flashpoint in health plan oversight.