Gina Downs does the blocking and tackling for retired athletes and their families when it comes to accessing medical and behavioral healthcare.

The healthcare system will not change itself. Progress will come from employers and advisers choosing to break old habits and build something better together.

Inclusive benefit design builds trust, drives preventive utilization and replaces reactive cost-shifting with proactive value creation. 

The Validation Institute has put its stamp of approval on a dozen benefit advisers with a fee-based model that avoids conflicts of interest.

The companies that thrive will be those that treat layoffs as a last resort, embrace pay transparency and balance fairness with flexibility.

The opportunity ahead is about building the same kind of thoughtful, documented, process-driven governance in health care that transformed retirement plans.

The Labor Department is siding with plan sponsors in a growing wave of ERISA lawsuits challenging how forfeited 401(k) funds are used.

Treasury deposits into Trump Accounts held by today's newborns until retirement could grow to $799.5 billion in total incremental retirement savings.

Forward-thinking advisers are embracing self-insurance, supply-chain management and a more consultative approach as they align benefits with overall business strategy.

As Washington revisits the tax-favored status of health benefits, a longtime policy expert explains why replacing group plans could cost far more.

Medical plan cost increases or adjustments will require increased employee education, providing an opportunity to reinforce health literacy.

Savvy brokers are building scalable, strategic momentum with coordinated, high-performing blocks that feature the right employers.

Understanding employee sentiment allows leaders to set realistic goals that match the current moment and build a foundation for future trust.

Nearly half of brokers say their clients are actively requesting insights on AI tools, but most lack the infrastructure to adopt them.

Helping clients define what constitutes top talent can set the stage for shifting the best employees to better roles.

Mindful that as many as 30% of weight-loss injections will stop within the first six months, the best way to sustain health is through individualized care.

Cally Ideus's nonprofit aims to bring an alternative treatment that helped her recover after military tours of duty into the medical mainstream.

By helping forge a connection between oral health and systemic conditions, brokers can strengthen client relations and differentiate their services in a competitive market.

In spite of language and cultural barriers, the key to success lies in embracing thought leadership, finding mentors and being curious about other cultures.

Mindful of cumbersome rules and the potential for blended-family feuds, advisers can help take the lead on keeping the peace for benefit plan participants.