Employee benefits

As the retirement system steadily moves away from guaranteed pensions to more individualized retirement accounts, longevity annuities are adding to the financial security of retirees.

The U.S. Supreme Court agreed to consider a challenge to the subsidies that are a linchpin of President Barack Obama’s health-care overhaul, accepting a case that suddenly puts the law under a new legal cloud.

Private exchanges are giving brokers and benefit advisers a new venue to increase voluntary benefit sales.

As the Affordable Care Act’s employer mandate becomes effective, applicable large employers that utilize third-parties are faced with figuring out of what it means to make an offer of minimum essential coverage.

In a surprise move, CMS has delayed its enforcement of the use of health plan identifiers in HIPAA transactions. What does this mean for your employer clients and HIPAA compliance?

Despite the past two decades of employer efforts to improve gender diversity and equality in the workplace, women remain underrepresented at most levels in the workforce and are not progressing in their careers.

Open enrollment season is designed to not only allow employees to make changes to their plans, but also to educate them. Likewise, employers and advisers should use the fourth quarter as an opportunity to stay abreast of the latest changes in health care plans. Here are six trends to watch for during the 2014-2015 open enrollment season.

As a result of the Republican sweep of the Senate, employers are likely to face two more years of confusion and uncertainty surrounding the ACA. Here's a five-item checklist benefits managers can use to help steer clear of the penalties and taxes on the horizon.

The IRS said Tuesday it plans to close a major loophole in the ACA by banning employers who offer medical plans without hospitalization coverage from qualifying as minimum value plans under the health reform law.

With many employers moving to an online self-service model for benefits – and with the rapid changes in the health care industry – now more than ever, employees need an active guide to help them with their benefit selections and enrollment.

Engaging your Gen Y audience — also known as the millennials — can be difficult, but it’s key to implementing strategies on wellness and retirement programs that they might not be thinking about now, but will wish they had in the future.

A little-known special enrollment period under the Affordable Care Act allows for small employers to pick up group health care coverage regardless of whether they meet minimum participation or contribution requirements.

Aetna’s planned acquisition of private exchange operator bswift may signal the start of more insurers acquiring private exchanges, experts in the industry say.

A relatively small number of easily fixable problems can make a big difference in many 401(k) plans. Check out this list from EBN's retirement blogger Robert Lawton to see if your 401(k) plan can be improved.

Commentary: The average working American is part of a financially fragile workforce and many are reacting to higher health insurance contributions that could spell long-term trouble, says voluntary specialist Tinker Kelly.

Commentary: There is more to Aetna’s announcement that it will acquire exchange provider bswift than meets the eye, says health technology consultant Joe Markland. In fact, it’s another signal that brokers need to recognize the benefits world is changing around them, he says.

Aetna announced Monday that it has entered into an agreement to acquire private health insurance exchange operator bswift for $400 million.

U.S. parents are more and more finding themselves providing financial support to adult children, undermining their readiness to successfully put enough away for retirement.

A slew of recent class-action lawsuits on the part of retirement plan participants have made plan sponsors and benefits managers fearful of some serious financial implications for fiduciary breaches.

Amid today’s rapidly changing benefits landscape, employers are increasingly called to become more informed plan fiduciaries overseeing decisions about their plan’s qualified default investment alternatives. Three main components hold particular importance to help employers make reasonable QDIA decisions and fulfill ERISA obligations.