Americans dont trust financial advice, as much as they need it
The lesson for plan sponsors, one expert says, is to use an outside third-party advice provider for retirement plan advice.
Financial planning
Annuity sales rise
Rising interest rates, steep yield curve drive fixed annuity sales growth.
Newsletter industry encourages trading in 401(k) accounts
Caution workers against promises of easy money.
Unum survey finds fewer workers feel financially secure
Survey reveals major benefits communication challenges.
Benefits Think Bad Idea: Rolling a 401(k) Account into an IRA Part II
There are pitfalls to stepping out of a 401(k), mostly related to the lack of truly objective advice regarding other retirement investments.
What shutdown? ACA marketplaces open their doors
The U.S. government has shuttered over fights on Obamacare, but the 2010 law in question has at long last opened its health care exchanges to the public.
Editors letter: EBAs Industry in Transition series kicks off
EBA Editor-in-Chief Elizabeth Galentine introduces the first in a series of articles where thought leaders address todays greatest challenges for the employee benefit adviser and its not all about health reform.
Benefits Think Rolling a 401(k) account into an IRA is a bad idea
Guest blogger Robert C. Lawton offers five reasons why rolling 401(k) assets into an IRA isn't in employees' best interests.
Bogle’s Retirement Disaster: Help Your Clients Understand Why it Won’t Happen
3 reasons why employers and employees will avert the crisis
Benefits Think Plan sponsors beware: Newsletters encourage participant trading in 401(k) accounts
There's a new industry in town: Investment newsletters that encourage frequent trading in 401(k) accounts. This is not a welcome development for plan sponsors. Here's why.
Annuity sales increase by nearly 10%
Year-over-year, however, that sales number is down 1.4% from $55.3 billion in the second quarter of 2012.
PepsiCo uses data-driven approach to retirement education
Benny Award winner Chad Ryan uses targeted communication campaigns to reach PepsiCo employees.
Employees see big knowledge gains in 2013 Financial Fitness Challenge
Employers, meanwhile, applaud programs ease-of-use and neutral content.
Deferred income annuities gain traction, following rebirth
Unlike their precursor products, deferred income annuities offer a shorter deferral period, meaning buyers do not have to wait as long to begin taking income.
Participants seek help with 401(k) plans, survey finds
The majority of American workers accept responsibility for financing their own retirement and are relying primarily on their 401(k) to get them there, but many lack the confidence to effectively manage their retirement savings.
Benefits Think American Airlines participants banned from trading T. Rowe Funds: Are your plan participants next?
Recently T. Rowe Price banned some participants in the American Airlines 401(k) plan from trading in certain T. Rowe Price funds. This could happen to participants in your retirement plan, and here's why.
Benefits Think 3 obstacles on the road to retirement readiness
Guest blogger Robert C. Lawton offers advice for helping plan sponsors overcome employees' inertia, aversion to loss and myopia in their 401(k) plans.
Editor’s letter: Celebrating 10 years of Employee Benefit Adviser
EBA editor Elizabeth Galentine looks back as Employee Benefit Adviser magazine celebrates its ten year anniversary.
Mobile technology engages retirement plan participants
Providers launch apps to ease participant decision-making.