Regulation and compliance
Regulation and compliance
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With lack of information and resources deterring most of the uninsured who did not enroll for coverage on the exchanges in 2014, advisers are poised to play a pivotal role in 2015.
May 23 -
After a backlash from the broker and agent community, final rules on this topic show some changes from the government agency.
May 23 -
Variable hour and other part-time employee determinations are tough. Heres how to advise your employer clients on what to do and what not to do.
May 22 -
While the uniform definition of marriage and clarification that, for all federal purposes, the terms spouse, husband and wife will be defined on a gender-neutral basis, questions have remained with regard to the effects of the post-Windsor guidance on qualified retirement plans and other employee benefit programs.
May 22 -
The Society for Human Resource Managements new HR certification program is the best way to advance the profession, the organization says, despite concerns from the HR Certification Institute.
May 21 -
As the HHS adds more opportunities for consumers to obtain health coverage outside of open enrollment, the broker and agent association says its not enough.
May 16 -
One recent court case suggests your employer clients should consider including disclaimers in benefit notices to protect against changes in retirement plan payouts.
May 15 -
Retirement plan administrators routinely receive requests from employees to accept rollover contributions. When processing these requests, plan administrators must be mindful of IRS guidelines.
May 15 -
A handful of letters from trade groups and the Chamber of Commerce reject as premature and imprudent the DOLs proposal to require retirement plan service providers supply guides to fee disclosures.
May 15 -
Theres an end to ambiguity on whether direct payments for certain kinds of coverage are taxable or not.
May 13 -
An increasingly discussed abandonment of the ever-delayed portion of the ACA would not eliminate your employer clients need to comply with the health law.
May 13 -
The Supreme Courts 2013 ruling striking down part of the Defense of Marriage Act has lasting implications on employee benefits that employers may be asking advisers about soon if they havent already.
May 12 -
Commentary: Columnist Craig Davidson walks through the importance of ensuring solid immigration forms are in place for all employees.
May 12 -
As insurance industry professionals, brokers are living with the ACA and tackling its compliance mandates and issues every day for clients. But whats to come for the law after the next presidential election?
May 9 -
The Employee Retirement Income Security Act generally requires that plan participants get copies of plan documents when requested. However, there is even an enforcement provision of ERISA that subjects the administrator to penalties if they fail to provide requested documentation.
May 8 -
For every employee leave you must ensure that an orchestra of different people, laws, and systems play in perfect concert with each other. Not an easy task when you consider the following: trying to determine who and when employees are on leave, abiding by multiple, complex leave laws, and dealing with HRIS tracking shortcomings.
May 7 -
All of the delays related to the Affordable Care may be seen a sign of the law's failure, but one employment law expert said Monday employers can view the delays as a good thing an extra year or more to figure out what to do.
May 6 -
Two recent U.S. Supreme Court decisions signal a need for benefit advisers to review clients plan documents and ensure they include thorough enforceable terms.
May 6 -
This insurance rule, referring to the grouping of companies owned by the same person, hasnt applied to medical coverage until now. One broker is concerned that benefit advisers and small business owners alike arent up to speed on this requirement and could be vulnerable to liabilities via penalties and lawsuits.
May 2 -
Many employers have yet to update their work policies to reflect the 90-day waiting period rule, a possible landmine for employee confusion and lawsuits.
May 1