Why employees who claim Social Security early often live to regret it
A study notes that retirees might be experiencing the “Homer Simpson” mindset, in which they choose immediate gratification without thinking about the long-term consequences.
Retirement readiness
An unforeseen retirement obstacle: A grandchild’s college loans
Older employees are holding student debt on behalf of their children or grandchildren, at the expense of their own post-work savings. The City of Memphis stepped in with a plan.
An unforeseen retirement obstacle: A grandchild’s college loans
Older employees are holding student debt on behalf of their children or grandchildren, at the expense of their own post-work savings. The City of Memphis stepped in with a plan.
Benefits Think How 401(k) automatic features can boost retirement savings
Plan sponsors are modernizing traditional auto-services to boost the financial health of varying employee populations.
Aimee DeCamillo
T. Rowe Price Retirement Plan Services
Check please: Employees prefer retirement advice to dining out
Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.
Check please: Employees prefer retirement advice to dining out
Employees harbor a number of regrets about past spending — especially on short-term pleasures — that prevented them from saving more for retirement, Charles Schwab research finds.
Benefits Think Empowering employee retirement through tech
As we become a more tech-enabled society, it’s important to recognize how that translates to the retirement plan landscape.
Mitch Cook
Unified Trust Company
Employers have big concerns over retirement. Here’s why.
Plan sponsors are worried their employees will outlive their post-work savings and not be able to pay for healthcare expenses, TIAA research finds.
Employers have big concerns over retirement. Here’s why.
Plan sponsors are worried their employees will outlive their post-work savings and not be able to pay for healthcare expenses, TIAA research finds.
Benefits Think How retirement plan advisers can leverage technology to improve participant outcomes
As we become a more tech-enabled society, it’s important to recognize how that translates to the retirement plan landscape, consultant says.
Mitch Cook
Unified Trust Company
Where should clients retire?
Not just taxes, clients care about cost of living, healthcare quality, crime rates, culture and weather.
Women in same-sex marriages are seen needing more for retirement
Same-sex female couples are two to three times more likely to reach 100 than one or both members of a 45-year-old same-sex male couple.
Number of 401(k), IRA millionaires surge
Retirement balances are on the rise, while auto-enrollment is playing a major role in increasing employees’ retirement savings, Fidelity says.
Number of 401(k), IRA millionaires surge
Retirement balances are on the rise, while auto-enrollment is playing a major role in increasing employees’ retirement savings, Fidelity says.
Nearly everyone is stressed about work and finances: Fidelity survey
Financial wellness needs to be an integral part of a broader benefit programs and a top priority for companies today.
Nearly everyone is stressed about work and finances: Fidelity survey
Financial wellness needs to be an integral part of a broader benefit programs and a top priority for companies today.
After using their 401(k)s as a piggy bank, workers fret for the future
The Great Recession spurred many Americans to take loans from their retirement accounts. Now that unemployment is at an all-time low, the next question is how to finance their post-work years.
How part-time work in retirement can affect Social Security taxes and Medicare costs
Up to 85% of retirement benefits might be taxed if their combined income exceeds a certain threshold.
This is the single best way divorced women can secure a successful retirement
Divorced women are more financially prepared for retirement than their single, never-married counterparts because they are more likely to secure their marital home after the separation.
Benefits Think Retirement ABCs: How employers can help baby boomers prepare
Older workers face some daunting decisions about Medicare, Social Security and retirement plans such as health savings accounts and 401(k)s. But these three strategies can help.
Loretta Metzger
Corporate Synergies