6 myths about IRAs employees can’t afford to believe
Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.
Retirement readiness
401(k) plans see gain over five-year span
The average balance in Fidelity’s survey is a record $92,500. For workers with the same employer for 10 years, it’s a quarter-million dollars.
Self-employed workers face greater retirement challenges
Contractors and freelancers are not putting adequate planning into their post-work years.
6 myths about IRAs that clients can’t afford to believe
Many workers think hey are not allowed to contribute to a 401(k), a traditional IRA and a Roth IRA in the same year, which is untrue.
State-run retirement plans saving on Medicaid costs
A new report calls the plans a win-win by enhancing savings for workers while reducing money spent on public safety-net programs.
Benefits Think How to debunk two common retirement savings myths
Plan participants should know how to roll-over their 401(k), says Retirement Clearinghouse’s Spencer Williams.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
State-run retirement plans saving on Medicaid costs
A new report calls the plans a win-win by enhancing savings for workers while reducing money spent on public safety-net programs.
Why employers, employees should revisit their 401(k)
As the year gets into full swing, now is a great time for plan sponsors and participants to reevaluate the goals of their retirement plans.
Rise in self-employed boosting solo 401(k), SEP IRA usage
As the number of freelance and contract workers increase, so does the demand for more versatile retirement savings options.
Why employers, employees should revisit their 401(k)
As the year gets into full swing, now is a great time for plan sponsors and participants to reevaluate the goals of their retirement plans.
Benefits Think Start planning 401(k) financial wellness education
Plan sponsors should consider these best practices as they plan sessions with workers, says retirement adviser Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Benefits Think Why financial wellness is becoming an even bigger benefit trend
More employers are embracing the idea that a financially aware and secure employee is a happier, healthier and more productive individual.
Andrew Brickman
Corporate Synergies
Rise in self-employed boosting solo 401(k), SEP IRA usage
As the number of freelance and contract workers increase, so does the demand for more versatile retirement savings options.
6 New Year’s resolutions for 401(k) plan sponsors
Employers should consider having a financial wellness education plan, the right investment adviser and full automation in place by year-end, says Robert Lawton.
Benefits Think Will there be more fiduciary rule victories?
The big question is whether any decisions upholding the DOL rule will be nullified by actions of the new Trump administration, says benefits lawyer Carol Buckmann.
Carol Buckmann
Cohen & Buckmann PC
Benefits Think How plan sponsors can debunk two common retirement savings myths
Plan participants should know how to roll-over their 401(k), says Retirement Clearinghouse’s Spencer Williams.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Think How to best educate employees on 401(k)s, financial wellness
Plan sponsors should consider these best practices as they plan sessions with workers, says retirement adviser Robert Lawton.
Robert C. Lawton
Lawton Retirement Plan Consultants
Small companies have a big retirement problem
Thinking about taking a job at a small company? Don’t expect a good retirement plan.
7 retirement trends employers can expect in 2017
Stricter guidelines around 401(k) loans, more online and on-demand benefits education and regulatory changes are emerging themes this year, says Fidelity’s Meghan Murphy.
Corporate pension plan funding levels flatline in 2016
Despite a post-election rally on Wall Street, Willis Towers Watson analysis finds that companies remain slow to fully contribute to their plans.
