How benefit managers can maximize 401(k) plans
Benefit managers can help their workforce avoid today's grim retirement projections by including lifetime income solutions in their offerings.
Retirement
Benefits Think Financial wellness strategies and benefits that make a difference
Automatic enrollment, emergency savings plans and expert advice are some of the tools employers can use to reduce employee pain points.
David Stinnett
Vanguard
What benefit managers should know about employees’ approach to retirement
Economic factors including inflation could have Americans thinking differently about their retirement savings.
A wave of ERISA lawsuits could alter workplace retirement plans
Novel legal theories and a lower bar for plaintiffs could unleash an explosion in ERISA-based lawsuits against 401(k) plan providers.
How employees feel about retirement amid inflation and recession concerns
The majority of employees feel confident about their retirement savings, though are fearful of cuts to Social Security.
New technologies help advisers elevate financial wellness offerings
Seamless integration helps advisers sell income-protection upsell and cross-sell products to better meet the financial needs of employees.
Retirement readiness score points to troubling gaps
IRALOGIX looked at retirement preparedness across five key areas, finding that Americans were struggling with nearly all of them.
Don’t let layoffs put you at risk for a fiduciary breach
A chief insurance officer discusses why fiduciary liability coverage, employee education and smart communication are essential.
Benefits Think How employers can develop a more personalized approach to benefits
The CEO of Payroll Integrations shares what to consider when putting together the benefits that different generations need.
A job-hopping slowdown could be a boon for retirement savings
Wage growth for job-hoppers is on the decline, but that might be a good thing for long-term retirement savings.
80% of Americans are stressed about daily expenses. Benefits can help
A survey from Equitable found that people at every income level are feeling the pressure of inflation.
Benefit managers are prioritizing financial wellness support in 2025
Most employees are living paycheck to paycheck, but employers like Pepsi, Canary and Chime are working to lighten the load.
Retirees don’t mind living in expensive states. Should they?
Retirement savings can stretch further in some states than others, but retirees don't appear to care much about that fact, data shows.
Social Security COLA set to fall again as seniors feel the pinch
As inflation cools, Social Security's annual cost-of-living adjustment is projected to decline in 2026. Seniors say the benefit bump won't be enough.
As life expectancy rises, retirement strategies lag
Ignoring life expectancy research can lead to miscalculations, as under- or overestimating a client's lifespan will impact financial plans.
5 steps to help retirees affected by new Social Security clawbacks
The sharp reversal of Biden-era policy that capped overpayment recovery at 10% of a person's monthly benefit is expected to recover $7 billion over 10 years.
Benefits Think Breaking silos is a better way to manage employee benefits
Pursuing a holistic approach isn't just about improving operations or cutting costs. It's about creating workplaces where employees feel valued and supported.
Hugh O'Toole
Innovu
More financially secure women spotlight L&A sales gap
Females may be holding the purse strings for $30 trillion by 2030, representing more than four times the investable assets they controlled just a decade ago.
Retirement plan analysis suggests rampant fiduciary breaches
Nearly 84% of U.S.-based plans have an ERISA violation, spotlighting a need for independent benchmarking audits.
Benefits that boost retirement confidence
Data from Bank of America found employees increased their 401(k) contribution rates in 2024. The right benefits will help advance that trend.
