Wealth management

Simple offerings like a loan payment calculator or savings projection interface can make a profound difference on the path to financial preparation.

Congress is considering seven bills, which if passed, would help Americans improve their retirement prospects.

The program, which launched earlier this year, has helped the company “stand out in a crowd of other employers,” its benefits manager said at EBA’s Workplace Benefits Mania.

See how the top brokers are informing their followers and clients on the complexity of healthcare and enhanced benefits through news articles, blog posts, videos and even music using LinkedIn, Twitter, Youtube and even Snapchat.

“The industry has not done any favors to young advisors,” says independent advisor Douglas Boneparth.

Divorce is expected to be different for couples who are in their advance years than when they were younger.

Employers and employees both say programs are necessary to help manage debt and prepare for retirement, but participation still lags.

Employees are advised to start looking for coverage in the marketplace, which will be open for 2019 enrollment from Nov. 1 through Dec. 15.

The program, which launched earlier this year, has helped the company “stand out in a crowd of other employers,” its benefits manager said at EBA’s Workplace Benefits Mania.

Many workers are not financially stable and not prepared for retirement, according to the International Foundation of Employee Benefit Plans, resulting in an increase in onsite financial programs.

Employers looking to beef up retirement strategies must talk with lawmakers and adopt new strategies to create innovative ways to better prepare workers for post-work years.

Dividend income is taxed lower than interest yields. And for the federal taxes that apply, clients can take steps to minimize those as well.

Plan sponsors and advisers: “It is important to realize that three or four years from now, what is done today will be examined, and it needs to be done with a good standard of care and mitigation of conflicts of interest.”

Many workers are not financially stable and not prepared for retirement, according to the International Foundation of Employee Benefit Plans, resulting in an increase in onsite financial programs.

Plan sponsors and advisers: “It is important to realize that three or four years from now, what is done today will be examined, and it needs to be done with a good standard of care and mitigation of conflicts of interest.”

Seniors need to be mindful of enrollment deadlines with Medicare.

Younger workers think cash is the best long-term investment. Unsurprisingly, they’re not seeing good returns.

Many are following the example of corporations by instituting defined contribution or hybrid plan options for new hires and by freezing their old plans.

Closer examination of seven key segments helps predict attitudes and preferences for wellness programs.

AT&T, Boeing, Costco, IBM and JPMorgan Chase are among the country’s leading retirement plans based on plan-year-end net assets as of April 9, according to miEdge data.