Disability insurance can be a powerful tool in a benefits program and help support holistic employee well-being. But despite the fact that most employers provide this kind of supplemental benefit — 71% offer long-term disability and 61% offer short-term disability, according to the Society for Human Resource Management — the tool is often misunderstood, underutilized or ignored.
The key to helping both employers and employees understand (and take advantage of) disability insurance is education, says Jessica Gillespie, senior vice president and head of distribution at Prudential Group Insurance.
