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Small businesses have lost a lot to COVID-19 — including revenue and employees — but two large companies don’t want quality health insurance to be another loss for them to bear.
Health insurance companies Cigna and Oscar teamed up to create a new product for small businesses, called Cigna + Oscar. It will be available to small businesses in Atlanta, the San Francisco Bay Area and Tennessee in the fourth quarter of this year, should it meet all regulatory requirements.
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As brokerages expand, concerns over conflict of interest and fiduciary breaches abound.
Reducing healthcare benefits can provide immediate savings, but it could also stunt retention and recruiting efforts.
Employers should educate staff on the nuances of every coverage option, advises Benefitbay CEO, ranging from coinsurance to coverage tiers, networks, “incumbent bias,” and more.
Regardless of how large or small a brokerage happens to be, experts agree that the secret to success lies in rewarding the best ideas and fielding the most talented benches.
When speakers of other languages enroll with confidence, receive support and use plans wisely to contain costs and reduce claims, everybody wins.
