Did you fully digest the final regulations the Department of Health and Human Services released this spring regarding prescription drug coupons and employee cost-sharing in health plans?
Because the regulations used the term insurer, I initially read them as applying to the fully-insured side. However, the regulations also apply to most employer-sponsored self-funded medical plans. Because more than 60% of American workers receiving health benefits at work are covered by an employer-sponsored self-funded plan, why is the term health insurer still so commonly used by regulators and elected representatives?
