Banco Popular de Puerto Rico

From the agent's point of view, critical illness insurance can help open the door to new clients as well as to differentiate from other agents. Most important of all, it can significantly increase the agent's revenue.

It is nearly impossible for an adviser to effectively help an employer manage their DC plan without doing what it takes to make them a functional fiduciary. Realizing that many advisers, or those that were traditionally called brokers, could not become named fiduciaries, others that could do so used it as a weapon in head-to-head competition.

Despite recent tax reform proposals, experts testified at a House committee hearing April 26 that cutting incentives for retirement plans would be detrimental to savings.

With employers seeking to show the value of all their benefits in this ever-increasing competitive job market, Benefitfocus, a benefits technology company, recently debuted an online marketplace for employees to shop for benefits, voluntary products and more.

What do Babe Ruth and Humphrey Bogart have in common? They developed oral cancer - a deadly disease that will be diagnosed in more than 40,000 Americans this year, according to the Oral Cancer Foundation.

Identifying the health risk factors for your clients' employee population is the fabric of your wellness bag of tricks. An effective program connects a total wellness solution to those specific risks. The trick is finding the right motivator for changing unhealthy behavior.

With health care reform's medical loss ratio rebate reporting starting this month, there is still much uncertainty among employers about how the rebates will work, leading to an opportunity for brokers to fill that all-important trusted adviser role.

Anyone doubting the sustainability and projected growth of mobile technology should take heed of these statistics from technology and communication leaders Qualcomm Life and Virgin HealthMiles.

As health care consulting and cost analysis become more and more complicated, brokers can help clients reduce costs by using data mining - a field that is constantly evolving with new technology and tools.

A few weeks ago, my husband and I met with a financial planner for the first time. Setting up the appointment was my idea - I suppose three and a half years of constant exposure to press releases entailing Americans' alarming lack of retirement preparedness will do that to a person.