Number of 401(k), IRA millionaires surge
Retirement balances are on the rise, while auto-enrollment is playing a major role in increasing employees’ retirement savings, Fidelity says.
Retirement planning
Benefits Think The next big advancement for the 401(k)
The next step in the ongoing modernization of the retirement vehicle involves adopting plan features which encourage seamless savings portability and consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Number of 401(k), IRA millionaires surge
Retirement balances are on the rise, while auto-enrollment is playing a major role in increasing employees’ retirement savings, Fidelity says.
Benefits Think The next big advancement for the 401(k)
The next step in the ongoing modernization of the retirement vehicle involves adopting plan features which encourage seamless savings portability and consolidation.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Nearly everyone is stressed about work and finances: Fidelity survey
Financial wellness needs to be an integral part of a broader benefit programs and a top priority for companies today.
Nearly everyone is stressed about work and finances: Fidelity survey
Financial wellness needs to be an integral part of a broader benefit programs and a top priority for companies today.
After using their 401(k)s as a piggy bank, workers fret for the future
The Great Recession spurred many Americans to take loans from their retirement accounts. Now that unemployment is at an all-time low, the next question is how to finance their post-work years.
Target-date outcomes improve with introduction of alternative investments
A new TDF study takes a closer look at how participants are investing their money — and if they are really getting the best bang for their buck.
Target-date outcomes improve with introduction of alternative investments
A new TDF study takes a closer look at how participants are investing their money — and if they are really getting the best bang for their buck.
Benefits Think Retirement ABCs: How employers can help baby boomers prepare
Older workers face some daunting decisions about Medicare, Social Security and retirement plans such as health savings accounts and 401(k)s. But these three strategies can help.
Loretta Metzger
Corporate Synergies
Cash balance plans evolving to look more like 401(k)s
Unlike a traditional defined benefit plan, these retirement vehicles place more of the volatility on the shoulders of the account holders.
Benefits Think How to motivate millennials to participate in retirement savings
Simple offerings like a loan payment calculator or savings projection interface can make a profound difference on the path to financial preparation.
Andrew S. Zito
Lamco Advisory Group
Benefits Think How many top 10 mutual funds are in your 401(k) plan?
Six funds are actively managed, which may surprise plan administrators who think that index funds are the only way to invest.
Robert C. Lawton
Lawton Retirement Plan Consultants
The HSA opportunity clients miss
The right health insurance is all that’s needed to use this triple-tax advantaged savings account.
Dividing clients’ assets in a gray divorce
Divorce is expected to be different for couples who are in their advance years than when they were younger.
Retirees share 6 secrets to financial well-being
Many seniors who succeeded in retirement set their sights on becoming millionaires while they were young.
A different kind of diversification pays off for retirees
Clients will be better off using the income allocation strategy than the asset allocation approach when building a retirement portfolio, an advisor says.
Financial wellness engagement remains low
Employers and employees both say programs are necessary to help manage debt and prepare for retirement, but participation still lags.
Finding health insurance before Medicare
Employees are advised to start looking for coverage in the marketplace, which will be open for 2019 enrollment from Nov. 1 through Dec. 15.
4 signs your employee retired too early
Retirees may have gotten out of the workforce too early if they are not yet eligible to claim health coverage through Medicare.
