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Get spooked by wellness programs
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Not collecting the 401(k) treat
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Staying in the dark on flexible spending accounts
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Overlooking short-term disability benefits
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Sleepwalking through decisions
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Haunted by fear of planning
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Skip their Transylvania trips by not using PTO
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Making benefit decisions based purely on price
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Neglecting disability benefits
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Cashing out a 401(k)
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Not sinking their teeth into the value of the medical and dental plans offered