Employee benefits

After multiple delays, early access to the federally-facilitated Small Business Health Options Program launched Monday in five states.

Four decades after its introduction, the Employee Retirement Income Security Act has done much to help American workers create a small sense of financial security as they ponder their post-working years.

Alongside the IRS’ announcement last week to increase contribution caps to 401(k) plans, the Department of Labor issued guidance that will ease plan sponsors’ abilities to offer annuities as part of their retirement plans.

Commentary: Columnist John Ludwig asks, with all the effort put into fee disclosures and the money to produce them; does it really help the participant in the end?

A controversial ballot measure in California is getting national attention from the benefits industry. Here’s what it is and why it matters.

Commentary: The industry is scrambling to keep pace with technology-fueled demands for speedy claims turnover. Aflac’s Laree Daniel explains how customer expectations are molding the industry response.

Although open enrollment for 2015 Obamacare plans opens in just over three weeks, the uninsured remain unclear about the dates and possible financial assistance available.

The light is shining on 3M, Cisco, Kimberly-Clark and the National Geographical Society as the companies take steps to provide employees a first-of-its kind employee benefit: discounts on home solar power installation.

Thanks to new cost-of-living adjustments, the Internal Revenue Service is allowing the American workforce to save a bit more in their retirement plans next year.

Employer clients acting as the fiduciary of a benefit plan may often seek the advice of their trusted adviser. ERISA recognizes that need but also disallows the misuse of an expert. So what qualifies as misuse?

For employers, the phenomenon of boomerang employees – those employees who leave only to return sometime later – has been reinvigorated thanks to an attitude shift in the American workplace. Here are five considerations when deciding whether to rehire a boomerang employee.

Commentary: The migration of employers from defined benefit to defined contribution programs has been the subject of a lot of conversation in the employee benefits industry for the past seven or eight years. The Affordable Care Act has galvanized the industry’s move forward, and the availability of highly advanced technology is likely to accelerate this transition.

With more than one-third of U.S. adults being obese, employer-sponsored weight management programs can play an important role in the effort to get Americans to adopt healthier lifestyles.

The Validation Institute certifies individuals as competent to review, analyze, and produce health program measures. Given the high stakes – millions of dollars in savings – it’s comforting that not just any 11-year-old could pass.

One of the nation’s premier business groups whose mission is employee health promotion is embroiled in a controversy involving $184 million in contracts awarded by Covered California without competitive bidding.

Well-informed employees make smarter choices and providing the tools needed during open enrollment is essential.

Employers that are considering incorporating wearable fitness devices into their wellness programs are facing important decisions about the cost of those devices, and must also be prepared to allay employees’ concerns about data security.

With mental health and substance abuse disorder services deemed an essential health benefit under the Affordable Care Act, employee assistance program providers are taking on a new role – helping employers and health plans sniff out fraudulent health care activity among substance abuse and mental health treatment facilities.

While pharmacy benefits utilization was roughly the same during the first half of 2014 for individuals enrolled in public health insurance exchanges and traditional insurance market plans, a new analysis shows the utilization of specialty drugs is much higher in the HIX marketplace.

Earlier this year, the Employee Benefits Security Administration at the U.S. Department of Labor, outlined initiatives to educate and protect 401(k) plan participants. Along with those initiatives comes an increased risk of a DOL audit for companies that don’t take the necessary steps to ensure their benefit plans are compliant and being properly administered for their employees.