Employee benefits

Beginning in 2014 all employers with at least 50 employees must buy comprehensive heath insurance for all full-time employees or pay a penalty of $2,000 dollars per employee.

According to WellPoint Inc. research, 83% of American employees think more highly of employers that offer voluntary insurance benefits than those that don't.

Most economists seem to agree that we are in the middle of a slowly expanding economic recovery. What will be the long-term impact of this historic financial collapse and recovery on the employee benefit and voluntary landscape?

In recent years, employers increasingly have embraced the opportunity to enhance their employee benefit packages by offering access to voluntary benefits such as dental, long-term care, and property and casualty insurance.

Work environment may be one of the biggest factors affecting the well-being of U.S. employees, according to research released last fall at EBN's 23rd Annual Benefits Forum & Expo.

If you're a dessert lover like me, you may have celebrated at the news that Mark Haub, a Kansas State University nutrition professor, lost 27 pounds and lowered his cholesterol levels by eating a 10-week diet of mostly Twinkies and Doritos and adding no extra exercise.

Have you ever tried to speak with your teenagers about saving money?

Complementary and alternative medicine (CAM) treatments are all the rage lately for consumers, and many carriers are catching on to the trend by offering discounts on or coverage of certain benefits.

The shift to health consumerism hasn't escaped dental benefits. And if health care costs continue to squeeze benefit budgets, then more employers might start turning to voluntary dental plans.

Employers have taken on new aggression toward cutting prescription benefit costs while enhancing quality of coverage. Even in a dark economy and among confounding health care reform legislation, prescription benefit managers are having success with new benefit tactics and evidence-based value design.

If you issue employee communications only through e-mail or company bulletin board postings, I have news for you: Most employees are not listening.

Though primary care physicians and nurse practitioners are intended to be patients' first point of entry into the health care system, approximately seven out of 10 people in U.S. commercial health plans (and 95% of the elderly) see one or more specialists a year.

Self-funding used to be exclusively for big companies that had a solid cushion of assets, plenty of cash flow and a large employee population across which to spread risk.

U.S. workers can expect median base salary increases of 2.8% in 2011, compared to 2.4% in 2010, while executives and skilled trades workers can anticipate a 2.7% increase, according to the Salary Budgets Survey by the Hay Group.

Special-interests groups among employees are not only making a comeback in corporate America, but the groups are also receiving significant financial support from employers, finds a new study by Mercer.

The nation’s the largest health care and voluntary benefits software provider recently teamed up with NASCO to burnish a technology investment made by Blue Cross and Blue Shield plans and improve CareFirst BlueCross BlueShield’s billing system efficiency.

Three months after a leading private equity firm sought to acquire all of Pre-Paid Legal Services Inc.’s common stock for $60 per share in cash, another suitor has come calling for the provider of legal services through the worksite and individual markets to more than 1.5 million families across North America.

Although life insurance made modest gains in the third quarter of 2010 when gross written premiums were up 6% from the same period a year earlier, an Aite Group report notes that premiums fell to historic lows in 2009 when the product was considered an unnecessary discretionary purchase.

Two recent reports on disability issues conclude that fewer working Americans filed such claims during the height of the economic downturn and that there’s a serious misunderstanding about disability and the value of income-protection planning.

Days after delivering what he called a “little speech” (also known as the State of the Union address), President Obama vehemently defended the Patient Protection and Affordable Care Act, rallying the audience of a Families USA conference in Washington, D.C., that “we are moving forward.”