Regulation and compliance
Regulation and compliance
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California becomes the first state in the country to mandate 45-day notice for any material changes to agent agreements. The law comes in response to two insurers cutting commission with little notice mid-enrollment season.
October 7 -
Flexible spending accounts have long been a favorite tool among working Americans to help budget for out-of-pocket costs but they could be an unintended casualty of health care reform.
October 5 -
The NLRBs new standard on the types of organizations it considers joint employers could potentially be applied in other types of business relationships, including franchisor-franchisee, contractor-subcontractor, parent-subsidiary, lessor-lessee and user-supplier.
October 1 -
John Engler, president of Business Roundtable, called on Secretary of Labor Thomas Perez to consider changes to the fiduciary proposal.
September 28 -
Health Republic Insurance of New York, the Affordable Care Act insurer that got $265 million in U.S. loans, will stop selling policies and eventually cease operations under orders from New York and federal regulators.
September 28 -
Asking questions is a vital first step for helping an employee with a medical condition at work, but how do you start that conversation and stay in compliance with ADA regulations?
September 28 -
When it comes to benefits management, the most important number for any small to mid-sized business to know is how many full-time employees plus full-time equivalent employees it averaged in calendar year 2014.
September 25 -
Companies will sometimes take a chance on a new (or old) salesperson by allowing him/her to work on pure commission. This eat what you kill compensation system seemingly creates an incentive to sell with little risk to the company. But is there really little risk?
September 24 -
Commentary: HHS is starting to roll out the second phase of HIPAA audits, and now is the time for employers to assess compliance with HIPAAs security rule. If your organization is selected for a Phase II Audit, are you ready?
September 24 -
The IRS has posted a webpage, dubbed the ACA Information Center for Applicable Large Employers, which features information and resources for employers on how the health care law may affect them.
September 24 -
The ruling is not likely to affect demand for individual fixed indemnity products, which have been on the decline, nor to have impact on overall health insurance market, experts say.
September 21 -
Commentary: The employer community has made its voice clear on the Affordable Care Acts excise tax. Legislators seem to have heard. Will it make a difference?
September 21 -
While Uber is fighting hard on all fronts to prove its drivers are correctly characterized as independent contractors, there are examples of other successful app-driven on-demand start-ups that have either converted contractors to employee status or characterized all workers as employees from the get-go.
September 21 -
Consider the following, relatively uncommon scenario: An employee stole your trade secrets and went to work for a competitor. You know the employee did it, you just can't prove it. What do you do?
September 17 -
Fitness device maker Fitbit now will enter into HIPAA business associate agreements with corporations, health plans and self-insured employers that want to offer its wellness platform to employees.
September 17 -
Commentary: Many plan sponsors believe that just by hiring an adviser they do not have a fiduciary obligation to understand the investments in their plans. This is fundamentally wrong.
September 14 -
Retirement plan sponsors need more clarity with QDIA regulations, says the Government Accountability Office.
September 10 -
When it comes to FMLA leave, not all comments are treated equally. Some comments may discourage an employee from using FMLA leave, thereby interfering with the employees FMLA rights and creating employer liability.
September 10 -
The DOLs proposed fiduciary rule presents complex challenges to advisers, clients and will exacerbate the savings crisis in America, NAIFA warned Congress Thursday two weeks before the comment period on the controversial rule closes.
September 10 -
The IRS says employers can now do a trial run of their electronic form filing for reporting requirements under the ACA, giving nervous employers and their benefit advisers a way to test for readiness in advance of the reporting deadlines.
September 9