Social Security truth or consequences
There are hundreds of rules and claiming strategies – the wrong one can have major repercussions.
Retirement income
Startup partners with brokers on small business 401(k)s
Human Interest has rolled out a new partner program that brokers can use to manage and track retirement plans for small employers.
How to save for retirement with student loans
Workers are advised to contribute enough to their workplace plans to get the match even while paying off their college debt.
Blue-collar workers could be harmed by a higher retirement age
Compared with college-educated professionals, high school educated workers retire earlier because their jobs are physically demanding and less appealing for aging workers.
The $210 billion risk in your 401(k)
The wealth in retirement accounts could shrink by that much due to annual defaults on 401(k) loans. The projected loss is about 2.7% of the $7.8 trillion in retirement accounts.
This retiree trap can send your Social Security benefits to the IRS
Seniors will have to pay income taxes on a certain portion of their benefits if their taxable income plus 50% of the benefits exceed a certain threshold.
Can’t afford to start a family? Benefit pros can help
“Finances are a huge reason behind choosing to have, or not have, children,” says Ken Dychtwald of Age Wave.
Want to be a landlord in retirement? These tools could make it easier
For potential landlords, owning rental property can sometimes be managed from a laptop or even a phone.
25 best cities for retirement
Employees who want to stretch their dollars the furthest during their post-work years may want to consider relocating to these places.
Pick a better health insurance policy
Premiums appear to be stabilizing finally and even dropping in some states.
Can’t afford to start a family? Benefit advisers can help
Today, people are factoring finances in their decision to become parents — or not. Benefit teams can help ease the minds of employees who want to take on the responsibility of raising children.
Forget the savings. Employees use HSAs as spending accounts
Nearly two in three workers are tapping their health savings accounts to pay for healthcare expenses with only a modest 8% saving for the future.
Can bonds disrupt your retirement?
The "Rule of 100" follows the rule-of-thumb of growing more conservative as investors grow older, but it also may be obsolete since it was developed when interest rates were higher.
Employers key to cutting a $500 billion umbilical cord
With rising costs of college tuition and rent, young adults rely on their parents more than ever for financial support. Benefit teams can help cut dependency by providing access to financial planners.
Too many people are making this retirement planning mistake
While 75% of rich older Americans are worried about healthcare costs in retirement, very few of them are actually planning on how to cover these expenses.
Benefits advisers key to cutting $500 billion umbilical cord
With rising costs of college tuition and rent, young adults rely on their parents more than ever for financial support. Benefit teams can help cut dependency by providing access to financial planners.
Morgan Stanley revamps financial wellness program
The bank has expanded its financial advising benefit program from C-suite executives to employees who need help planning for their futures.
The bull market could ruin your retirement
Trying to time the market is a “fool’s game,” but preparing for a possible downturn as retirement approaches can be a smart move.
Morgan Stanley revamps financial wellness program
The bank has expanded its financial advising benefit program from C-suite executives to employees who need help planning for their futures.
Nonprofit bolsters employer financial wellness program with credit builder app
The new tool aims to help struggling employees establish credit while building an emergency savings fund.
