Public pension doomsday clock stops as funds gain 15%
U.S. state and local governments have good reason to root for stocks to rebound from the crash.
Retirement income
Anthem contributing $1,000 to employee 401(k)s
Nearly 60,000 workers and recent retirees of the health insurance giant will get a retirement plan boost.
Benefits Think 7 ways plan sponsors can monitor 401(k) fees
Using lowest-cost share classes, performing an annual investment fund review and distributing required fee notices are among best practices.
Robert C. Lawton
Lawton Retirement Plan Consultants
Should workers manage health savings account assets?
Even if those assets are used to pay for nonmedical expenses, an HSA can still be ahead of a 401(k) plan or an IRA.
Single? Married? Divorced? How and when workers should claim Social Security
Employees have a hundred—if not a thousand—possible options to consider when claiming Social Security benefits.
Benefits Think 5 ways to keep a retirement plan running smoothly throughout the year
Employers should build an education program, perform an objective review of investments and benchmark features.
Jess DeGabriele
LHD Retirement
Benefits Think Addressing generational retirement challenges
Millennials don’t know how to manage stock market expectations, Gen X struggles with savings and baby boomers don’t realize the benefits they could gain from one or two extra years in the workforce.
Matthew T. Hoesly
Resource 1
5 things workers should consider before tapping retirement accounts
Retirees who consider taking withdrawals from their 401(k) and other similar plans should account for the tax impact before making a decision.
Fidelity, Vanguard fee arrangement causes stir in the 401(k) industry
Plan sponsors worry record keepers will follow suit, limiting the investment options employers are able to offer employees through their workplace 401(k) plans.
Hold tight or splurge? Booming retirement accounts prompt tough questions
Savers are starting to take money out of their 401(k) accounts—despite taxes and penalties involved—assuming it will be replaced as markets continue to surge upward.
Fidelity, Vanguard fee arrangement causes stir in the 401(k) industry
Plan sponsors worry record keepers will follow suit, limiting the investment options employers are able to offer employees through their workplace 401(k) plans.
Benefits Think 3 reasons plan sponsors are considering CITs — or should be
Collective Investment Trusts can have cost-saving advantages, are increasingly accessible and provide a long-term investment perspective.
Shelby George
Manning & Napier
11 changes employers will make to 401(k)s in 2018
More companies will stretch matching contributions, include HSA information in education sessions and incorporate behavioral economics/finance elements in plan design.
Illinois ponders pension-fund moonshot: a $107 billion bond sale
Lawmakers in Illinois are so desperate to shore up the state’s massively underfunded retirement system that they’re willing to entertain an eye-popping wager.
Peoples Bank bumps up 401(k) match
The Washington bank chain increased its retirement contribution to 8% following the tax reform bill.
Tax cut spurs employers to boost 401(k) contributions
About half of mid-sized and large companies plan to expand personal financial planning and increase retirement funds, according to a new Willis Towers Watson report.
Do Social Security rules change by state?
Employees should consider that state laws may differ on who may be legally recognized as a beneficiary's spouse and thus whether their partner would be entitled to spousal benefits.
Benefits Think 5 ways to keep a retirement plan running smoothly throughout the year
Build an education program, perform an objective review of investments and benchmark features are a few of the activities advisers should encourage now.
Jess DeGabriele
LHD Retirement
Benefits Think 7 ways plan sponsors can monitor 401(k) fees
Using lowest-cost share classes, performing an annual investment fund review and distributing required fee notices are among best practices.
Robert C. Lawton
Lawton Retirement Plan Consultants
Let’s talk about ditching 401(k)s and starting over
There have been some modest attempts in the past few years to shore up and fill in gaps in this country's haphazard system of retirement savings.
