Millennials’ comfort with robo advisers may hide investing pitfalls
Younger employees could be too confident in the abilities of automated retirement investment tools, study finds.
Retirement income
Benefits Think How to help employees avoid the ‘average participant’ retirement trap
Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.
Shelby George
Manning & Napier
Lower worker expectations on pension-plan promises
With many private and public pensions in the red, employees are advised to look for options that will improve their prospects, such Roth IRAs.
Benefits Think 3 reasons plan sponsors are considering CITs — or should be
Collective Investment Trusts can have cost-saving advantages, are increasingly accessible and provide a long-term investment perspective.
Shelby George
Manning & Napier
Will 2018 be the year of in-plan retirement income options?
Tax reform and current market conditions will likely contribute to a higher use of deferred annuities and guaranteed income benefits, experts predict.
Millennials’ comfort with robo advisers may hide investing pitfalls
Younger employees could be too confident in the abilities of automated retirement investment tools, study finds.
AutoNation adds cancer benefit, boosts 401(k) match
The automotive retailer is the latest employer to enhance employee offerings as a result of tax reform.
Peoples Bank bumps up 401(k) match
The Washington bank chain increased its retirement contribution to 8% following the tax reform bill.
Should employees invest part of a bonus in their 401(k)?
Workers have an option to stash their bonus in their 401(k), but doing it may not be a good idea.
Workers putting retirement savings ahead of regular savings
New research finds that Americans are stashing more cash in their 401(k)s than in savings account.
AutoNation adds cancer benefit, boosts 401(k) match
The automotive retailer is the latest employer to enhance employee offerings as a result of tax reform.
Those corporate pensions weren’t always so great
DB plans have become a major focus for executives looking to reign in costs.
5 key differences between Roth and traditional IRAs
Not knowing the differences between a traditional IRA and a Roth IRA could be costly for retirement savers.
Why working past 65 can be doubly rewarding
Adding five years to working years will enable workers to replace their pre-retirement income by up to 90% instead of 60% in some cases,
Benefits Think Top 401(k) trends for 2018
More employers will stretch matching contributions, include HSA information in education sessions and incorporate behavioral economics/finance elements in plan design.
Robert C. Lawton
Lawton Retirement Plan Consultants
How to best understand target date fund options
Charles Schwab senior multi-asset class strategist Jake Gilliam sounds off on TDF choices and how plan sponsors can pick the right funds for employees.
Will 2018 be the year of in-plan retirement income options?
Tax reform and current market conditions will likely contribute to a higher use of deferred annuities and guaranteed income benefits, experts predict.
Benefits Think How retirement advisers can avoid the ‘average participant’ trap
Engaged savers, specifically those who are near the end of work, deserve an appropriate spectrum of risk options.
Shelby George
Manning & Napier
Benefits Think How employers can help workers better prepare for retirement
Plans sponsors can remove many of the barriers that prevent employees from taking full advantage of 401(k)s.
Robert C. Lawton
Lawton Retirement Plan Consultants
Visa boosts 401(k) match
Beginning in February, the credit card giant will match 200% of an employee’s contributions to the company plan, up to 5% of the individual’s salary.
