Benefits Think How to measure retirement plan success
Employers should develop the equivalent of an independent or objective credit score for plans that serve as a tool for gauging the value of each fund.
Retirement income
California’s Brown raises prospect of pension cuts in downturn
California Governor Jerry Brown said legal rulings may clear the way for making cuts to public pension benefits, which would go against long-standing assumptions and potentially provide financial relief to the state and its local governments.
Two House bills target workplace retirement plans
The legislation aims to improve security with increased access to lifetime income and simplify plan procedures for plan sponsors.
How to best understand target date fund options
Charles Schwab senior multi-asset class strategist Jake Gilliam sounds off on TDF choices and how plan sponsors can pick the right funds for employees.
Visa boosts 401(k) match
Beginning in February, the credit card giant will match 200% of an employee’s contributions to the company plan, up to 5% of the individual’s salary.
Benefits Think How to measure retirement plan success
Employers should develop the equivalent of an independent or objective credit score for plans that serve as a tool for gauging the value of each fund.
Aflac doubles 401(k) match, adds employer-sponsored hospital indemnity plan
The benefits update is part of a $250 million investment initiative in the wake of the new tax reform bill.
How employers can help employees think about retirement income
Plan sponsors should refocus the end-of-work conversation by providing employees education and access to lifetime income products, says TIAA managing director David Ray.
Two House bills target workplace retirement plans
The legislation aims to improve security with increased access to lifetime income and simplify plan procedures for plan sponsors.
Health savings account vs. 401(k), which is better for savers?
Tax-free withdrawals could outweigh an employer's match if early withdrawals are made for expenses like healthcare.
Benefits Think How to turn a client’s retirement plan into a millennial magnet
Advisers should help employers to reduce eligibility times and consider using gamification to communicate the benefit.
Andrew S. Zito
Lamco Advisory Group
Aflac doubles 401(k) match, adds employer-sponsored hospital indemnity plan
The benefits update is part of a $250 million investment initiative in the wake of the new tax reform bill.
Retirement savers should ignore market forecasts
Retirees should stick to their strategies and diversify their portfolios with various sources of income.
Benefits Think How to turn your retirement plan into a millennial magnet
Employers should make enrollment automatic and easy, reduce eligibility times and consider using gamification to communicate the benefit.
Andrew S. Zito
Lamco Advisory Group
Pension plan funding levels rose in 2017
Driven by a strong stock market, a select group of Fortune 1000 companies saw modest growth, finds Willis Towers Watson.
One thing workers can do now to improve odds of retiring early
Employees should do a quick assessment of their retirement prospects while still working.
Wall Street aims to thwart hacking of 401(k)
U.S. financial firms plan to expand a secretive project protecting bank accounts against crippling cyber attacks so that it will also guard trillions of dollars in investment funds.
Benefits Think Why advisers must talk tax-free retirement strategies with clients
Many employees with access to Roth IRAs or designated Roth accounts in their 401(k), 403(b) or 457 savings plans are not taking advantage of them.
Ali Hashemian
Overtaxed: 6 Powerful Tax Free Investment Strategies
How workers can get the most out of 2018 financial resolutions
One strategy to enhance financial prospects is to get a part-time job via the gig economy.
Pension plan funding levels rose in 2017
Driven by a strong stock market, a select group of Fortune 1000 companies saw modest growth, finds Willis Towers Watson.
