What shaped the retirement industry in 2017?
Tax reform and fiduciary rule delays dominated discourse in the ongoing effort to improve work-based savings and financial security.
Retirement income
Benefits Think How to help 401(k) participants become better investors
Employers should give employees a risk assessment quiz every year, offer free and basic investment advice and adopt an auto-enrollment provision.
Robert C. Lawton
Lawton Retirement Plan Consultants
Fixing small-company 401(k)s
Small firms are allowed to set up multiple-employer plans, but the government needs to "simplify and rationalize the rules" for these types of plans, says an expert.
401(k) retirement balances exceed expectations
New data shows that the average account balance broke records after increasing to $99,900 in the third quarter.
Social Security income can make or break retirees’ plan
Retired workers should claim their retirement benefits only when other taxable income sources are used up, as their benefits could be taxed if their taxable earnings reach a certain threshold.
What the House, Senate tax bills mean for retirement
Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.
What the House, Senate tax bills mean for retirement
Most plans are safe for now under both pieces of legislation, but employers worry conversations about pre-tax contribution limits and possible Rothification could resurface in coming weeks.
Should retirees avoid the stock market?
Retired workers should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
Should retirees avoid the stock market?
Those who leave the workforce should remain invested in stocks even if they have to scale back their exposure to this investment type, experts say.
MassMutual launches mobile app to help gauge retirement readiness
Savers can now more easily access their 401(k)s and other defined contribution plans, while planning strategy.
A harsh financial reality facing retirees
One-third of households headed by Americans aged 65 and older derive 90% of their retirement income from Social Security, according to a GAO report.
Top 25 large business 401(k) plans
Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.
Peer pressure can lead to poor investment decisions
It’s a retirement adviser’s job to counteract improper advice from clients’ well-meaning but unqualified colleagues.
Top 20 plans in the U.S.
Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading pensions and 401(k)s.
Top 25 small business 401(k) plans
Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for companies with 99 or fewer employees
Top 20 retirement plans in the U.S.
Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists leading pensions and 401(k)s.
Top 25 large business 401(k) plans
Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for employers with 1,000 or more participants.
9 improvements Congress should make to 401(k)s
Retirement readiness would vastly improve by requiring auto features, increasing HSA contribution limits, and outlawing participant loans, among other recommendations, says adviser Robert Lawton.
Top 25 medium-size business 401(k) plans
Employee Benefit News, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for mid-size companies
Top 25 medium-size business 401(k) plans
Employee Benefit Adviser, in partnership with business intelligence data analytics firm miEdge, lists leading retirement plans for mid-size companies