Fidelity to launch student loan repayment benefit for employers
The financial services firm’s new program will allow companies to make after-tax contributions toward their workers’ education debts.
Retirement income
Dividends are no longer sexy … which is what makes them attractive
When the current bull market fever subsides (or crashes), dividend investing will regain some of its lost appeal, writes an expert.
Dividends are no longer sexy … which is what makes them attractive
When the current bull market fever subsides (or crashes), dividend investing will regain some of its lost appeal, writes an expert.
10 best cities for retirement
According to WalletHub research, these cities top the list in affordability, quality of life and healthcare.
‘Father of the 401(k)’ pushing low-cost plans for small firms
Retirement expert Ted Benna’s new guide features three models that could appeal to businesses looking to simplify the savings process.
Most employees not receiving retirement investment advice
Workers want personalized, on-demand guidance offered through digital channels, a new Betterment for Business survey finds.
10 worst cities for retirement
According to WalletHub research, these places rank low in affordability, quality of life and healthcare.
Benefits Think The exit bonus employers never intended to pay
A lack of widespread auto-portability in the present U.S. retirement system is causing many plan sponsors to pay plan cash-outs to terminated employees.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Benefits Leadership in Retirement award winner keeps a finger on the pulse of what workers want
When it comes to establishing a robust retirement program, BP’s Cliff York relies on open communication, using current data to provide employees what they need to have success in their post-work years.
Collect Social Security at 62 and spousal at full retirement age?
Each pre-retiree couple is in a unique circumstance, and needs to account for their health and longevity, as well as their willingness and ability to work.
Benefits Think The exit bonus employers never intended to pay
A lack of widespread auto-portability in the present U.S. retirement system is causing many plan sponsors to pay plan cash-outs to terminated employees.
Spencer Williams
Portability Services Network and Retirement Clearinghouse
Small employers keep pace with larger firms in containing healthcare costs
New data from United Benefit Advisors suggests that firms with fewer than 100 employees can compete for talent along with bigger companies.
Small businesses recognize the benefits of 401(k)s — but don’t always invest
While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.
Benefits Think 7 reasons why plan sponsors should re-enroll 401(k) participants
Staying in a plan’s qualified default investment alternative rebalances employee accounts and ensures age-appropriate allocations.
Robert C. Lawton
Lawton Retirement Plan Consultants
Small businesses recognize the benefits of 401(k)s — but don’t always invest
While an increasing number of these employers say retirement plans help them attract and retain talent, the majority says they don’t have the capabilities to set one up.
Healthcare costs could eat up retirement funds, forecast shows
In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree healthcare costs can take an unconscionably big bite out of savings.
Are shorter marriages shifting retirement planning?
Women are spending fewer years being married, new research finds, a change that “has significant implications for financial planning.”
Benefits Think Less is more when designing a 401(k) plan
With the goal of improved participant outcomes, a simplified approach using straightforward language could be more attractive to employees.
Don Stone
Pavilion Advisory Group
Benefits Think Don’t overdo the modern investment menu
Participants don’t need a million choices to save successfully for retirement.
Jess DeGabriele
LHD Retirement
Retirement plan menu design continues to evolve
Plan sponsors must continue to offer automatic plan features and do a better job of vetting target-date funds.
