Retirement

The Labor Department is siding with plan sponsors in a growing wave of ERISA lawsuits challenging how forfeited 401(k) funds are used.

Financial advisers often urge clients to delay Social Security to maximize benefits, but new research suggests early claiming may be a rational choice.

Employees at every income level can benefit from offerings that help them set aside savings, without impacting retirement prospects.

Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research from J.P. Morgan shows that premise is often disconnected from reality.

Abbott has contributed $10 million toward employees' 401(k)s, even while workers pause their contributions to pay off debt.

New research highlights a widening planning gap among child-free savers, with lagging estate and long-term care planning exposing unique risks.

Most borrowers use defined contribution plan loans for essential health and housing costs rather than discretionary spending, new EBRI research found.

Vanguard and TIAA's collaboration embeds guaranteed lifetime income directly into workplace savings plans.

Transamerica Institute CEO says employers can help women prepare for retirement by addressing the challenges that undermine their ability to save.

Researchers found that potentially traumatic childhood experiences, including physical abuse and parental separation, have lasting financial consequences, shaping workers' savings and retirement security decades later.

Mindful of cumbersome rules and the potential for blended-family feuds, advisers can help take the lead on keeping the peace for benefit plan participants.

Trump Accounts for every child born in the U.S. from 2025 to 2028, the Saver's Match Program and auto portability represent a historic opportunity to move the needle.

Facing high turnover, particularly among Gen Z, U.S. employers are expanding basic retirement benefits into full-scale financial counseling to cultivate appreciation and security among staff.

Rising Part B costs will absorb much of Social Security's 2026 cost-of-living adjustment — leaving less room in retirees' budgets.

Generation Z is favoring Roth accounts like no generation before, new Fidelity research shows.

A Schroder's expert says new data speaks volumes about the importance of building a solid nest egg before leaving the workforce.

The country's second-largest bank has unveiled a digital platform for retirement decisions — not on how to save, but how to disburse those savings in a steady, sustainable way.

Companies with 10 or more workers would have to contribute at least 50 cents per hour worked to each employee's retirement account.

Considering expansion of employee access to retirement savings can help millions of Americans have a better chance at a financially secure future.

The industry asked for and received a delay in the rule from the IRS in 2023. Now that it's going into effect, here are the key implications for sponsors and savers.