Women face persistent headwinds as retirement challenges mount

Published December 9, 2025 11:00 AM EST 5 Min Read

A woman holding a pen and writing on a sheet of paper. — Adobe Stock

Key Insight: Learn how caregiving and pay gaps systematically undermine women’s retirement readiness.
What’s at Stake: Rising caregiving demands could increase employer pension liabilities and retirement insecurity.
Supporting Data: Nearly 40% prioritize paying credit‑card debt; 36% struggle covering basic living expenses.
Source: Bullets generated by AI with editorial review

Reporter

Jimmy Nesbitt is a reporter at Employee Benefit News, where he covers the evolving landscape of workplace benefits, healthcare, retirement, financial wellness and related policy issues. His career … Read full bio

For reprint and licensing requests for this article, click here.

More From Employee Benefit News

Professional development

The ROI of building education benefits ‘with purpose,’ part 1

Bright Horizons’ 2026 Education Index reveals the opportunity to create a needed bridge between skill building and career advancement.

By Lee Hafner

Editor

Employee Benefit News

September 8

Education distance learning, e-learning, and online learning are all types of personal development.

Benefits Think What 30 years in HR taught me about healthcare costs and employee trust

The founder and CEO of Empower Healthcare Insights explains how moving beyond traditional healthcare options opens doors to a better experience for employers and employees.

September 8

Stephanie Porrino

Empower Healthcare Insights

401(k)

With financial stress rising, employers can offer these lifelines now

From emergency savings to retirement and AI-powered advice, employers are rethinking financial wellness as workers struggle to keep up with rising costs.

By Jimmy Nesbitt

Reporter

Employee Benefits News

September 4

Employee benefits

Most Americans fear a retirement crisis. How employers can help

U.S. workers say retirement is getting harder to afford, raising questions about how organizations can help workers save, understand their benefits, and plan ahead.

By Jimmy Nesbitt

Reporter

Employee Benefits News

September 4

Benefit management

How personalized healthcare guidance can stretch premium dollars

MetLife’s president of U.S. business shares why improving employees’ benefits literacy results in them making smarter choices for their health and financial wellness.

By Lee Hafner

Editor

Employee Benefit News

September 2