Post-election, for those who were waiting for something to happen that might change the course of health reform, you can stop waiting. A recent Mercer study found 15% of clients were waiting on the election to start implementing health reform, anticipating a change in administration would either repeal it, fundamentally change it, or roll back some of the provisions – which was probably more feasible. That not being the case, I think everybody out there should start making plans for 2014 based on the law as we know it.
There is much more to how our lives could change that goes beyond health reform. I think the debate over fiscal reform has the potential to create even more broad-based changes in the world of benefits, depending on the type of compromises that are made.