Lee Conrad is a former senior editor of Employee Benefit News and Employee Benefit Adviser, and a former editor of Bank Investment Consultant.
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At face-value, HSAs are for short-term medical expenses, but advisors suggest paying out of pocket to maximize HSA funds for investing and tax-free growth.
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Better benefit plan design and HSAs can support employees as they struggle to afford their medical bills.
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Despite tepid interest, small businesses — and their advisers — stand to benefit from adding pooled employer plans.
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