As the trend of a gig economy is expected to increase, with the number of freelance workers expected to grow beyond the 27 million people who currently work part-time, only 33% of those part-time employees have an employer-sponsored retirement plan compared to 69% of fulltime employees, according to the fourth annual Workplace Benefits Study from Guardian Life.

The study entitled “Part-Time Nation: The “gig economy” leaves some working Americans financially vulnerable” found that 32% of part time workers had a retirement savings plan, 25% had medical insurance, 18% had dental insurance and 14% had disability insurance and only 13% had life insurance through their employer.

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