Banco Popular de Puerto Rico

By following these best practices, brokers illustrate a consistent path for how they operate and what to expect from professional service, says adviser Eric Silverman.

Tax deductions, coverage limits and drug approval process all need to be addressed, say industry insiders.

When long-term care coverage is lacking, advisers can help clients find assistance through other avenues, says ARAG’s Dennis Healy.

Auto-enrollment, employer matching and re-enrollment are all strategies employers should embrace to help employees better save for their futures.

When it comes to well-being programs, game mechanics are about understanding why, rather than now, employees make the choices they do.

Accommodating employees who are experiencing disabling illnesses or injuries can help them work more comfortably, boost output and minimize absences.

Employers can take immediate steps to help hospitals ensure that employees, dependents — and all patients — are in better shape after they leave the hospital than when they went in.

With carriers such as Anthem/BCBS cutting commissions and the government continuing to throw down regulatory hurdles, these four steps can help agencies succeed in an ever-more demanding environment.

The key issue for benefit plan sponsors in Zubik v. Burwell is whether the Affordable Care Act’s contraceptive-coverage mandate requirements and its accommodation violate the Religious Freedom Restoration Act.

From the Affordable Care Act to the EEOC’s retaliation guidance, the world of benefits law is always rapidly evolving, says lawyer Richard Meneghello.